David Laibson

Harvard University - Department of Economics

Robert I. Goldman Professor of Economics

Littauer Center

Room M-14

Cambridge, MA 02138

United States

National Bureau of Economic Research (NBER)

1050 Massachusetts Avenue

Cambridge, MA 02138

United States

SCHOLARLY PAPERS

66

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Top 1,621

in Total Papers Downloads

24,197

SSRN CITATIONS
Rank 173

SSRN RANKINGS

Top 173

in Total Papers Citations

1,500

CROSSREF CITATIONS

2,356

Scholarly Papers (66)

The Age of Reason: Financial Decisions over the Life-Cycle with Implications for Regulation

Number of pages: 76 Posted: 29 Mar 2008 Last Revised: 22 Oct 2009
National University of Singapore, Board of Governors of the Federal Reserve System, Harvard University - Department of Economics and Harvard University - Department of Economics
Downloads 5,882 (1,607)
Citation 59

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Household finance, aging, financial sophistication, shrouding, credit cards, fees, mortgages, regulation

The Age of Reason: Financial Decisions Over the Lifecycle

NYU Working Paper No. FIN-07-005
Number of pages: 51 Posted: 03 Nov 2008
National University of Singapore, Board of Governors of the Federal Reserve System, Harvard University - Department of Economics and Harvard University - Department of Economics
Downloads 151 (247,025)

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Household finance, behavioral finance, behavioral industrial organization, aging, shrouding, auto loans, credit cards, fees, home equity, home equity

The Age of Reason: Financial Decisions Over the Lifecycle

Number of pages: 51 Posted: 03 Jul 2007 Last Revised: 19 Jul 2010
National University of Singapore, Board of Governors of the Federal Reserve System, Harvard University - Department of Economics and Harvard University - Department of Economics
Downloads 52 (484,798)
Citation 3

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Shrouded Attributes, Consumer Myopia, and Information Suppression in Competitive Markets

MIT Department of Economics Working Paper No. 05-18
Number of pages: 37 Posted: 24 May 2005
Xavier Gabaix and David Laibson
Harvard University - Department of Economics and Harvard University - Department of Economics
Downloads 2,395 (7,357)
Citation 17

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behavioral economics, bounded rationality, consumer protection, information

Shrouded Attributes, Consumer Myopia, and Information Suppression in Competitive Markets

Number of pages: 37 Posted: 06 Feb 2006 Last Revised: 14 Feb 2021
Xavier Gabaix and David Laibson
Harvard University - Department of Economics and Harvard University - Department of Economics
Downloads 67 (427,685)
Citation 94

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3.

A Mega-Study of Text-Based Nudges Encouraging Patients to Get Vaccinated at an Upcoming Doctor’s Appointment

Rotman School of Management Working Paper No. 3780267, Columbia Business School Research Paper Forthcoming
Number of pages: 75 Posted: 19 Feb 2021 Last Revised: 05 May 2021
University of Pennsylvania - The Wharton School, University of Pennsylvania - Perelman School of Medicine, Department of Medicine, University of Pennsylvania, University of Pennsylvania, University of Pennsylvania, University of Pennsylvania - Operations & Information Management Department, University of Pennsylvania, University of Pennsylvania, Columbia University - Columbia Business School, Harvard University - Business School (HBS), University of California, Los Angeles (UCLA), Anderson School of Management, Students, University of Pennsylvania, Geisinger Health System, Rutgers, The State University of New Jersey, Yale School of Management, University of California, Los Angeles (UCLA) - Anderson School of Management, University of California, Los Angeles (UCLA) - Anderson School of Management, Geisinger Health System, University of Toronto, University of Pennsylvania - The Wharton School, Harvard Business School, Northwestern University, University of Toronto, Harvard University - Department of Economics, The Wharton School, Brigham Young University Marriott School of Business, Clarkson University–Icahn School of Medicine at Mount Sinai Bioethics ProgramGeisinger Health System, Center for Translational Bioethics and Health Care Policy, Columbia University, Harvard Business School, Harvard University - Harvard Kennedy School (HKS), University of Toronto - Rotman School of Management, Carnegie Mellon University, Department of Social and Decision Sciences, Geisinger Health System, University of Toronto - Behavioural Economics in Action at Rotman (BEAR), University of California, Los Angeles (UCLA), University of Arizona, University of California, Los Angeles (UCLA), University of Pennsylvania - The Wharton School, University of Pennsylvania - Perelman School of Medicine, University of Pennsylvania - Perelman School of Medicine, University of Hawaii at West O'ahu, University of Pennsylvania - Marketing Department, University of Pennsylvania - Perelman School of Medicine, Department of Medicine and University of Pennsylvania - Department of Psychology
Downloads 1,832 (11,548)
Citation 6

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vaccination, COVID-19, nudge, influenza, field experiment

4.
Downloads 1,715 ( 12,817)
Citation 12

Learning in the Credit Card Market

Number of pages: 44 Posted: 06 Apr 2008 Last Revised: 26 Apr 2013
National University of Singapore, Board of Governors of the Federal Reserve System, Harvard University - Department of Economics and Harvard University - Department of Economics
Downloads 1,608 (13,932)
Citation 9

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household finance, consumer finance, credit cards, feedback, learning, learning-by-doing, recency

Learning in the Credit Card Market

Number of pages: 37 Posted: 15 Feb 2008 Last Revised: 09 Oct 2021
National University of Singapore, Board of Governors of the Federal Reserve System, Harvard University - Department of Economics and Harvard University - Department of Economics
Downloads 107 (320,748)

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5.
Downloads 1,629 ( 13,909)
Citation 49

The Economic Approach to Social Capital

Number of pages: 41 Posted: 15 Mar 2001
Edward L. Glaeser, David Laibson and Bruce Sacerdote
Harvard University - Department of Economics, Harvard University - Department of Economics and Dartmouth College - Department of Economics
Downloads 1,513 (15,355)
Citation 52

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The Economic Approach to Social Capital

Number of pages: 40 Posted: 12 Jun 2000 Last Revised: 15 Aug 2021
Edward L. Glaeser, David Laibson and Bruce Sacerdote
Harvard University - Department of Economics, Harvard University - Department of Economics and Dartmouth College - Department of Economics
Downloads 116 (302,757)

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6.
Downloads 1,362 ( 18,371)
Citation 39

Optimal Mortgage Refinancing: A Closed Form Solution

Journal of Money, Credit, and Banking, Forthcoming
Number of pages: 46 Posted: 31 Aug 2007 Last Revised: 07 May 2013
Sumit Agarwal, John C. Driscoll and David Laibson
National University of Singapore, Board of Governors of the Federal Reserve System and Harvard University - Department of Economics
Downloads 1,314 (19,010)
Citation 3

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Mortgage, refinance, option value, normative economics

Optimal Mortgage Refinancing: A Closed Form Solution

Number of pages: 41 Posted: 15 Oct 2007 Last Revised: 08 Nov 2021
Sumit Agarwal, John C. Driscoll and David Laibson
National University of Singapore, Board of Governors of the Federal Reserve System and Harvard University - Department of Economics
Downloads 48 (502,306)
Citation 16

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7.

The Allocation of Attention: Theory and Evidence

MIT Department of Economics Working Paper No. 03-31
Number of pages: 45 Posted: 16 Sep 2003
Harvard University - Department of Economics, Harvard University - Department of Economics, University of Chicago - Department of Economics and Harvard University
Downloads 1,112 (24,804)
Citation 28

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attention, satisficing, Mouselab, bounded rationality, behavioral economics, experimental economics, cognitive modeling

Does the Internet Increase Trading? Evidence from Investor Behavior in 401(K) Plans

Number of pages: 47 Posted: 20 Sep 2000
James J. Choi, David Laibson and Andrew Metrick
Yale School of Management, Harvard University - Department of Economics and Yale School of Management
Downloads 462 (79,058)
Citation 25

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Does the Internet Increase Trading? Evidence from Investor Behavior in 401(K) Plans

Number of pages: 47 Posted: 01 Sep 2000 Last Revised: 12 Jul 2021
James J. Choi, David Laibson and Andrew Metrick
Yale School of Management, Harvard University - Department of Economics and Yale School of Management
Downloads 111 (312,472)

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9.
Downloads 518 ( 69,443)
Citation 56

The 6d Bias and the Equity Premium Puzzle

Harvard Institute of Economic Research Paper No. 1947; MIT Department of Economics Working Paper No. 02-01
Number of pages: 47 Posted: 17 Jan 2002
Xavier Gabaix and David Laibson
Harvard University - Department of Economics and Harvard University - Department of Economics
Downloads 518 (68,684)
Citation 56

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6D, bounded rationality, decision costs, delayed adjustment, equity premium puzzle

The 6d Bias and the Equity Premium Puzzle

Posted: 08 Feb 2002
Xavier Gabaix and David Laibson
Harvard University - Department of Economics and Harvard University - Department of Economics

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6D, bounded rationality, decision costs, delayed adjustment, equity premium puzzle

10.

Reinforcement Learning and Savings Behavior

Yale ICF Working Paper No. 09-01, Journal of Finance, Forthcoming
Number of pages: 33 Posted: 16 Sep 2007
Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Yale School of Management
Downloads 487 (74,893)
Citation 23

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11.

The Implications of Hyperbolic Discounting for Project Evaluation

Number of pages: 12 Posted: 20 Apr 2016
Maureen Cropper and David Laibson
University of Maryland - Department of Economics and Harvard University - Department of Economics
Downloads 466 (78,973)
Citation 1

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Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds

Yale ICF Working Paper No. 08-14
Number of pages: 48 Posted: 25 Apr 2008
James J. Choi, David Laibson and Brigitte C. Madrian
Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 353 (108,070)
Citation 30

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mutual funds, S&P, index funds, fund portfolios

Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds

Number of pages: 47 Posted: 17 Jul 2006 Last Revised: 04 Jul 2021
James J. Choi, David Laibson and Brigitte C. Madrian
Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 52 (484,798)

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13.
Downloads 342 (112,766)
Citation 55

How are Preferences Revealed?

Yale ICF Working Paper No. 08-15
Number of pages: 23 Posted: 25 Apr 2008
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 294 (132,034)
Citation 9

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preferences, normative preferences, revealed preferences, consumer behavior

How are Preferences Revealed?

Number of pages: 22 Posted: 12 May 2008 Last Revised: 10 Sep 2021
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 48 (502,306)

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The Flypaper Effect in Individual Investor Asset Allocation

Yale ICF Working Paper No. 08-06
Number of pages: 42 Posted: 25 Jan 2008
James J. Choi, David Laibson and Brigitte C. Madrian
Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 231 (168,510)

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asset allocation, 401(k), employee contributions

Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect

Number of pages: 32 Posted: 30 Nov 2007 Last Revised: 25 Oct 2021
James J. Choi, David Laibson and Brigitte C. Madrian
Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 87 (367,291)
Citation 6

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How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices?

HKS Working Paper No. RWP09_16, Yale ICF Working Paper No. 09-05
Number of pages: 27 Posted: 08 May 2009 Last Revised: 24 Jun 2009
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 237 (164,400)
Citation 9

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How Does Simplified Disclosure Affect Individuals&Apos; Mutual Fund Choices?

Number of pages: 27 Posted: 13 Apr 2009 Last Revised: 07 Feb 2021
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 64 (438,164)

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16.

Behavioral Household Finance

Number of pages: 117 Posted: 01 Aug 2018 Last Revised: 29 Nov 2021
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 287 (136,095)
Citation 40

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17.
Downloads 256 (152,898)
Citation 31

Plan Design and 401(K) Savings Outcomes

Number of pages: 38 Posted: 26 May 2004 Last Revised: 28 Aug 2021
James J. Choi, David Laibson and Brigitte C. Madrian
Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 144 (256,853)
Citation 2

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Plan Design and 401(K) Savings Outcomes

Boettner Working Paper No. BWP2004-4
Number of pages: 47 Posted: 22 Jun 2004
James J. Choi, David Laibson and Brigitte C. Madrian
Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 112 (310,494)
Citation 16

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$100 Bills on the Sidewalk: Suboptimal Investment in 401(K) Plans

Yale ICF Working Paper No. 08-05
Number of pages: 44 Posted: 16 Jan 2008
James J. Choi, David Laibson and Brigitte C. Madrian
Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 208 (186,338)
Citation 65

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suboptimal investment, 401(k) plans, household investment, arbitrage

$100 Bills on the Sidewalk: Suboptimal Investment in 401(K) Plans

Number of pages: 42 Posted: 27 Sep 2005 Last Revised: 29 Jul 2021
James J. Choi, David Laibson and Brigitte C. Madrian
Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 46 (511,646)
Citation 1

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19.
Downloads 250 (156,591)
Citation 34

Simplification and Saving

Yale ICF Working Paper No. 08-07
Number of pages: 23 Posted: 25 Jan 2008
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 210 (184,706)

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retirement savings, asset allocation, 401(k)

Simplification and Saving

Number of pages: 35 Posted: 20 Nov 2006 Last Revised: 05 Aug 2021
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 40 (541,066)
Citation 12

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What is Social Capital? the Determinants of Trust and Trustworthiness

Number of pages: 62 Posted: 10 Jan 2000 Last Revised: 20 Sep 2021
Harvard University - Department of Economics, Harvard University - Department of Economics, Columbia University and Harvard University - Department of Psychology
Downloads 235 (165,766)
Citation 1

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What is Social Capital? The Determinants of Trust and Trustworthiness

Posted: 26 Jul 2000
Harvard University - Department of Economics, Harvard University - Department of Economics, Columbia University and Harvard University - Department of Psychology

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21.

Defined Contribution Pensions: Plan Rules, Participant Decisions, and the Path of Least Resistance

Number of pages: 56 Posted: 15 Dec 2001 Last Revised: 27 Aug 2021
Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Yale School of Management
Downloads 203 (190,848)
Citation 31

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22.
Downloads 196 (197,022)
Citation 17

Employees' Investment Decisions About Company Stock

Rodney L. White Center for Financial Research Working Paper No. 10-04
Number of pages: 30 Posted: 08 Jul 2004
Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Yale School of Management
Downloads 143 (258,311)
Citation 3

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Employees' Investment Decisions About Company Stock

Number of pages: 29 Posted: 23 Jan 2004 Last Revised: 11 Sep 2009
Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Yale School of Management
Downloads 53 (480,613)

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Equalizing Superstars: The Internet and the Democratization of Education

MIT Department of Economics Working Paper No. 14-03
Number of pages: 11 Posted: 22 Jan 2014
Daron Acemoglu, David Laibson and John A. List
Massachusetts Institute of Technology (MIT) - Department of Economics, Harvard University - Department of Economics and University of Chicago - Department of Economics
Downloads 144 (256,853)
Citation 2

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computers, education, inequality, Internet, non-rival technologies, online education, superstars

Equalizing Superstars: The Internet and the Democratization of Education

Number of pages: 11 Posted: 03 Mar 2014 Last Revised: 07 Oct 2021
Daron Acemoglu, David Laibson and John A. List
Massachusetts Institute of Technology (MIT) - Department of Economics, Harvard University - Department of Economics and University of Chicago - Department of Economics
Downloads 50 (493,440)

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24.
Downloads 189 (203,614)
Citation 1

Consumption-Wealth Comovement of the Wrong Sign

Number of pages: 31 Posted: 16 Apr 2004
Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Yale School of Management
Downloads 169 (224,464)
Citation 1

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Savings, wealth shocks, retirement

Consumption-Wealth Comovement of the Wrong Sign

Number of pages: 31 Posted: 14 Aug 2012 Last Revised: 26 Jul 2021
Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Yale School of Management
Downloads 20 (670,663)

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25.

Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(K) Introductions

Number of pages: 44 Posted: 15 Dec 2014 Last Revised: 01 Sep 2021
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 151 (246,446)
Citation 6

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26.

For Better or for Worse: Default Effects and 401(K) Savings Behavior

Number of pages: 49 Posted: 14 Dec 2001 Last Revised: 21 Feb 2021
Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Yale School of Management
Downloads 146 (253,253)
Citation 23

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Controlling for the Compromise Effect Debiases Estimates of Risk Preference Parameters

Number of pages: 121 Posted: 05 Dec 2015 Last Revised: 20 Oct 2020
University of Toronto, Anderson School of ManagementUSC, Center for Economic and Social Research (CESR), Harvard University - Department of Economics and Harvard University - Department of Psychology
Downloads 117 (300,867)
Citation 1

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compromise effect, cumulative prospect theory, loss aversion, risk preferences

Controlling for the Compromise Effect Debiases Estimates of Risk Preference Parameters

Number of pages: 121 Posted: 14 Dec 2015 Last Revised: 17 Jan 2019
University of Toronto, Anderson School of ManagementUSC, Center for Economic and Social Research (CESR), Harvard University - Department of Psychology and Harvard University - Department of Economics
Downloads 13 (727,697)
Citation 5

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28.

Hyperbolic Discount Functions, Undersaving, and Savings Policy

Number of pages: 51 Posted: 06 Sep 2000 Last Revised: 26 Nov 2021
David Laibson
Harvard University - Department of Economics
Downloads 130 (277,193)
Citation 4

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29.

A Debt Puzzle

Number of pages: 71 Posted: 01 Sep 2000 Last Revised: 14 Jul 2021
David Laibson, Andrea Repetto and Jeremy Tobacman
Harvard University - Department of Economics, University of Chile - Engineering Department and Alfred Lerner College of Business and Economics, University of Delaware
Downloads 130 (277,193)
Citation 3

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Behavioral Economics Perspectives on Public Sector Pension Plans

HKS Working Paper No. RWP11-013
Number of pages: 47 Posted: 15 Mar 2011
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 88 (364,673)
Citation 13

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Behavioral Economics Perspectives on Public Sector Pension Plans

Number of pages: 46 Posted: 31 Jan 2011 Last Revised: 17 Sep 2021
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 35 (568,252)
Citation 3

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31.

Optimal Defaults and Active Decisions

Number of pages: 59 Posted: 18 Feb 2005 Last Revised: 06 Oct 2021
Massachusetts Institute of Technology (MIT), Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Yale School of Management
Downloads 123 (288,940)
Citation 43

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32.

The Importance of Default Options for Retirement Savings Outcomes: Evidence from the United States

Number of pages: 39 Posted: 22 Apr 2006 Last Revised: 25 Oct 2021
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 112 (308,831)
Citation 25

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The Effect of Providing Peer Information on Retirement Savings Decisions

Journal of Finance, Forthcoming
Number of pages: 54 Posted: 30 Aug 2014
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and University of Pennsylvania - The Wharton School
Downloads 72 (411,024)

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The Effect of Providing Peer Information on Retirement Savings Decisions

Number of pages: 56 Posted: 29 Aug 2011 Last Revised: 24 Nov 2021
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and University of Pennsylvania - The Wharton School
Downloads 33 (579,900)
Citation 43

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34.

Capital Flows, Consumption Booms and Asset Bubbles: A Behavioural Alternative to the Savings Glut Hypothesis

Number of pages: 29 Posted: 22 Feb 2010 Last Revised: 25 Jul 2021
David Laibson and Johanna Mollerstrom
Harvard University - Department of Economics and Humboldt University of Berlin
Downloads 90 (356,492)
Citation 2

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Liquidity in Retirement Savings Systems: An International Comparison

Number of pages: 13 Posted: 18 May 2015
Harvard University - Business School (HBS), Yale School of Management, Boston College - Center for Retirement Research, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 55 (472,456)
Citation 11

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Liquidity in Retirement Savings Systems: An International Comparison

HKS Working Paper No. RWP15-024
Number of pages: 13 Posted: 03 Jun 2015
Harvard University - Business School (HBS), Yale School of Management, Boston College - Center for Retirement Research, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 31 (591,893)

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Retirement, liquidity, savings, finance

Following Through on Good Intentions: The Power of Planning Prompts

HKS Working Paper No. 12-024
Number of pages: 24 Posted: 30 Mar 2012 Last Revised: 19 Jun 2012
University of Pennsylvania - The Wharton School, Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 61 (449,110)
Citation 3

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behavioral economics, implementation intentions, health, colonoscopy, planning

Following Through on Good Intentions: The Power of Planning Prompts

Number of pages: 23 Posted: 14 Apr 2012 Last Revised: 03 Sep 2021
University of Pennsylvania - The Wharton School, Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 17 (694,360)
Citation 1

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37.

Measuring Time Preferences

Number of pages: 69 Posted: 01 Aug 2016 Last Revised: 10 Nov 2021
Princeton University - Department of Psychology, Boston University - Markets, Public Policy, and Law, Harvard University - Department of Economics and Princeton University
Downloads 76 (394,270)
Citation 28

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38.

Estimating Discount Functions with Consumption Choices Over the Lifecycle

Number of pages: 50 Posted: 24 Aug 2007 Last Revised: 19 Nov 2021
David Laibson, Andrea Repetto and Jeremy Tobacman
Harvard University - Department of Economics, University of Chile - Engineering Department and Alfred Lerner College of Business and Economics, University of Delaware
Downloads 73 (403,264)
Citation 6

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Borrowing to Save? The Impact of Automatic Enrollment on Debt

Journal of Finance, Forthcoming
Number of pages: 53 Posted: 22 Mar 2021
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Mason School of Business, College of William & Mary
Downloads 32 (585,800)

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automatic enrollment, debt, nudge

Borrowing to Save? The Impact of Automatic Enrollment on Debt

Number of pages: 48 Posted: 28 May 2019 Last Revised: 15 Sep 2021
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Mason School of Business, College of William & Mary
Downloads 32 (585,800)
Citation 1

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40.

Passive Decisions and Potent Defaults

Number of pages: 26 Posted: 29 Aug 2003 Last Revised: 08 Aug 2021
Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Yale School of Management
Downloads 64 (432,441)
Citation 1

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41.

Self Control and Commitment: Can Decreasing the Liquidity of a Savings Account Increase Deposits?

Number of pages: 55 Posted: 25 Aug 2015 Last Revised: 05 Sep 2021
Harvard University - Business School (HBS), Yale School of Management, University of Cambridge - Department of Applied Economics, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Federal Reserve Bank of Chicago
Downloads 61 (442,876)
Citation 6

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42.

Does Aggregated Returns Disclosure Increase Portfolio Risk-Taking?

Number of pages: 47 Posted: 14 Mar 2011 Last Revised: 05 Aug 2021
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 59 (450,137)
Citation 4

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43.

Intertemporal Choice

Number of pages: 67 Posted: 17 Dec 2018 Last Revised: 16 Oct 2021
Keith M. Marzilli Ericson and David Laibson
Boston University - Markets, Public Policy, and Law and Harvard University - Department of Economics
Downloads 57 (457,631)
Citation 12

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44.

Money Earlier or Later? Simple Heuristics Explain Intertemporal Choices Better than Delay Discounting

Number of pages: 25 Posted: 16 Feb 2015 Last Revised: 27 Sep 2021
Boston University - Markets, Public Policy, and Law, Princeton University, Harvard University - Department of Economics and Princeton University - Department of Psychology
Downloads 54 (468,884)

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45.

The Impact of Employer Matching on Savings Plan Participation Under Automatic Enrollment

Number of pages: 24 Posted: 27 Aug 2007 Last Revised: 27 Jun 2021
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 54 (468,884)

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46.
Downloads 52 (476,814)
Citation 3

The Availability and Utilization of 401(K) Loans

HKS Working Paper No. RWP11-023
Number of pages: 36 Posted: 14 Jun 2011
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 32 (585,800)
Citation 3

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retirement economics, 401(k) loans, employment benefits

The Availability and Utilization of 401(K) Loans

Number of pages: 36 Posted: 12 Jun 2011 Last Revised: 11 Apr 2021
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 20 (670,663)

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47.

What Makes Annuitization More Appealing?

Number of pages: 43 Posted: 30 Nov 2012 Last Revised: 04 Apr 2021
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Columbia Business School - Finance and Economics
Downloads 50 (485,040)
Citation 8

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48.

Reducing the Complexity Costs of 401(K) Participation Through Quick Enrollment(Tm)

Number of pages: 36 Posted: 20 Apr 2006 Last Revised: 26 Sep 2021
James J. Choi, David Laibson and Brigitte C. Madrian
Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 47 (497,831)
Citation 6

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49.

Building Emergency Savings Through Employer-Sponsored Rainy-Day Savings Accounts

Number of pages: 72 Posted: 03 Dec 2019 Last Revised: 27 Nov 2021
Harvard University - Business School (HBS), Yale School of Management, Brookings Institution, AARP Public Policy Institute, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 39 (534,676)
Citation 1

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50.

Measuring Intertemporal Preferences Using Response Times

Number of pages: 16 Posted: 23 Sep 2008 Last Revised: 20 Sep 2021
Harvard University - Department of Psychology, Harvard University - Department of Economics, Washington University in St. Louis - School of Medicine, University of Michigan at Ann Arbor - Department of Psychology and Harvard University
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51.

Who Uses the Roth 401(K), and How Do They Use it?

Number of pages: 33 Posted: 03 Jul 2013 Last Revised: 12 Jun 2021
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
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52.

Predicting Mid-Life Capital Formation with Pre-School Delay of Gratification and Life-Course Measures of Self-Regulation

Journal of Economic Behavior and Organization, Forthcoming
Number of pages: 14 Posted: 08 Dec 2019
Anderson School of ManagementUSC, Center for Economic and Social Research (CESR), Harvard University - Department of Economics, Columbia University, Smith College, University of Washington, University of California, Berkeley and University of Oregon
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Citation 29

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self-regulation, delay of gratification, mid-life capital formation

53.

Early Decisions: A Regulatory Framework

Number of pages: 28 Posted: 01 Jun 2006 Last Revised: 29 Jul 2021
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
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54.
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Citation 4

Myopia and Discounting

Number of pages: 38 Posted: 20 Mar 2017 Last Revised: 17 Jul 2021
Xavier Gabaix and David Laibson
Harvard University - Department of Economics and Harvard University - Department of Economics
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Myopia and Discounting

Number of pages: 40 Posted: 20 Mar 2017
Xavier Gabaix and David Laibson
Harvard University - Department of Economics and Harvard University - Department of Economics
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Behavioral economics, discounting, myopia

55.

Natural Expectations, Macroeconomic Dynamics, and Asset Pricing

Number of pages: 73 Posted: 29 Aug 2011 Last Revised: 11 Apr 2021
Andreas Fuster, Benjamin Hebert and David Laibson
Ecole Polytechnique Fédérale de Lausanne, Stanford University and Harvard University - Department of Economics
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Citation 42

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56.

Using Implementation Intentions Prompts to Enhance Influenza Vaccination Rates

Number of pages: 27 Posted: 05 Jul 2011 Last Revised: 14 Jun 2021
University of Pennsylvania - The Wharton School, Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
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Citation 23

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57.

Controlling for the Compromise Effect Debiases Estimates of Risk Preference Parameters

CESR-Schaeffer Working Paper No. 2016-017
Number of pages: 41 Posted: 06 Nov 2016
McKinsey Consulting Group, Anderson School of ManagementUSC, Center for Economic and Social Research (CESR), Harvard University - Department of Psychology and Harvard University - Department of Economics
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compromise effect, cumulative prospect theory, loss aversion, risk preferences

58.

Controlling for Compromise Effects Debiases Estimates of Preference Parameters

CESR-Schaeffer Working Paper No. 2016-001
Number of pages: 79 Posted: 13 Jan 2016
McKinsey Consulting Group, Anderson School of ManagementUSC, Center for Economic and Social Research (CESR), Harvard University - Department of Psychology and Harvard University - Department of Economics
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compromise effect, cumulative prospect theory, loss aversion, risk preferences

59.

Active Choice, Implicit Defaults, and the Incentive to Choose

Number of pages: 41 Posted: 23 Jan 2019 Last Revised: 04 Jun 2021
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
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60.

Individual Laboratory-Measured Discount Rates Predict Field Behavior

Number of pages: 43 Posted: 27 Aug 2008 Last Revised: 30 Jun 2021
Harvard University - Department of Psychology, Harvard University - Department of Economics, Washington University in St. Louis - School of Medicine, University of Michigan at Ann Arbor - Department of Psychology and Harvard University
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Citation 19

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61.

Optimal Illiquidity

Number of pages: 64 Posted: 07 Jul 2020 Last Revised: 12 Jul 2021
Harvard University - Business School (HBS), Yale School of Management, Yale School of Management, University of Cambridge - Department of Applied Economics, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
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62.

Paternalism and Pseudo-Rationality

Number of pages: 36 Posted: 25 Jul 2017 Last Revised: 17 Jul 2021
Itzik Fadlon and David Laibson
National Bureau of Economic Research (NBER) and Harvard University - Department of Economics
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63.

Predicting Mid-Life Capital Formation with Pre-School Delay of Gratification and Life-Course Measures of Self-Regulation

CESR-Schaeffer Working Paper No. 006 (2019), Journal of Economic Behavior and Organization, Forthcoming
Number of pages: 14 Posted: 12 Dec 2019 Last Revised: 20 Oct 2020
Anderson School of ManagementUSC, Center for Economic and Social Research (CESR), Harvard University - Department of Economics, Columbia University, Smith College, University of Washington, University of California, Berkeley and University of Oregon
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64.

Present Bias Amplifies the Household Balance-Sheet Channels of Macroeconomic Policy

Number of pages: 58 Posted: 02 Aug 2021 Last Revised: 18 Nov 2021
David Laibson, Peter Maxted and Benjamin Moll
Harvard University - Department of Economics, University of California, Berkeley - Haas School of Business and London School of Economics & Political Science (LSE)
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65.

The Promises and Pitfalls of Genoeconomics

Posted: 31 Mar 2013
Anderson School of ManagementUSC, Center for Economic and Social Research (CESR), New York University (NYU), Harvard University - Department of Psychology, Harvard University - Department of Economics, Harvard University - Department of Economics, Icelandic Heart Association, Government of the United States of America - Laboratory of Epidemiology, Demography, and Biometry, Government of the United States of America - Laboratory of Epidemiology, Demography, and Biometry, Massachusetts General Hospital - Center for Human Genetics Research, Icelandic Heart Association, Stockholm School of Economics - Department of Economics, Karolinska Institutet - Department of Medical Epidemiology and Biostatistics, McKinsey Consulting Group, Yale University, Law School, Students, University of Wisconsin - Madison - Department of Medicine, Stanford University, Northwestern University, University of Wisconsin - Madison - Department of Sociology, University of Wisconsin - Madison - Department of Sociology, Karolinska Institutet - Department of Medical Epidemiology and Biostatistics, Karolinska Institutet - Department of Medical Epidemiology and Biostatistics and Karolinska Institutet - Department of Medical Epidemiology and Biostatistics

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66.

Good Policies for Bad Governments: Behavioral Political Economy

Posted: 07 Apr 2005
Anderson School of ManagementUSC, Center for Economic and Social Research (CESR) and Harvard University - Department of Economics

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