Sarah Holden

Investment Company Institute

Senior Economist

1401 H Street, NW

Research Department

Washington, DC 20005

United States

SCHOLARLY PAPERS

49

DOWNLOADS
Rank 20,178

SSRN RANKINGS

Top 20,178

in Total Papers Downloads

3,318

SSRN CITATIONS
Rank 3,967

SSRN RANKINGS

Top 3,967

in Total Papers Citations

54

CROSSREF CITATIONS

286

Scholarly Papers (49)

1.

401(K) Plan Asset Allocation, Account Balances, and Loan Activity in 2005

EBRI Issue Brief, No. 296, August 2006
Number of pages: 20 Posted: 24 Aug 2006
Sarah Holden and Jack VanDerhei
Investment Company Institute and Employee Benefit Research Institute (EBRI)
Downloads 310 (127,995)
Citation 1

Abstract:

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401(k) plans, Asset allocation, Employment-based benefits, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments

2.

The Influence of Automatic Enrollment, Catch-Up, and Ira Contributions on 401(K) Accumulations at Retirement

EBRI Issue Brief, No. 283, July 2005
Number of pages: 28 Posted: 28 Jul 2005
Sarah Holden and Jack VanDerhei
Investment Company Institute and Employee Benefit Research Institute (EBRI)
Downloads 269 (148,444)
Citation 1

Abstract:

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401(k) plans, Employment-based benefits, Income replacement rate, Individual retirement accounts (IRAs), Pension plan contributions, Pension plan coverage, Pension plan design, Retirement income

3.

Contribution Behavior of 401(K) Plan Participants

Number of pages: 21 Posted: 21 Nov 2001
Jack VanDerhei and Sarah Holden
Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 175 (221,929)
Citation 2

Abstract:

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401(k) plans, Employment-based benefits, Participant contributions

4.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2006

EBRI Issue Brief, No. 308, August 2007
Number of pages: 40 Posted: 10 Aug 2007
Employee Benefit Research Institute (EBRI), Investment Company Institute, Employee Benefit Research Institute (EBRI) and Employee Benefit Research Institute (EBRI)
Downloads 174 (222,987)

Abstract:

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401(k) plans, Asset allocation, Employment-based benefits, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments

5.

401(K) Plan Asset Allocation, Account Balances, and Loan Activity in 2004

EBRI Issue Brief, No. 285, September 2005
Number of pages: 20 Posted: 28 Oct 2005
Sarah Holden and Jack VanDerhei
Investment Company Institute and Employee Benefit Research Institute (EBRI)
Downloads 163 (235,661)

Abstract:

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401(k) plans, Asset allocation, Employment-based benefits, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments

6.

Can 401(K) Accumulations Generate Significant Income for Future Retirees?

Number of pages: 28 Posted: 06 Dec 2002
Sarah Holden and Jack VanDerhei
Investment Company Institute and Employee Benefit Research Institute (EBRI)
Downloads 146 (258,092)
Citation 1

Abstract:

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401(k) Plans, Employment-based Benefits, Income Replacement Rate, Retirement Income, Social Security

7.

The Success of the U.S. Retirement System

Brady, Peter, Kimberly Burham, and Sarah Holden, The Success of the U.S. Retirement System, Investment Company Institute, 2012
Number of pages: 64 Posted: 09 Dec 2012
Investment Company Institute, Investment Company Institute and Investment Company Institute
Downloads 139 (268,419)
Citation 3

Abstract:

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Retirement, Social Security, 401(k), retirement plans

8.

401(K) Plan Asset Allocation, Account Balances, and Loan Activity in 2003

EBRI Issue Brief, No. 272, August 2004
Number of pages: 24 Posted: 18 Aug 2004
Sarah Holden and Jack VanDerhei
Investment Company Institute and Employee Benefit Research Institute (EBRI)
Downloads 124 (292,688)
Citation 1

Abstract:

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401(k) plans, Asset allocation, Employment-based benefits, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments

9.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2012

EBRI Issue Brief, No. 394 (December 2013)
Number of pages: 52 Posted: 26 Dec 2013
Employee Benefit Research Institute (EBRI), Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 105 (328,807)
Citation 1

Abstract:

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401(k) account balances, 401(k) plans, Asset allocation, Employment-based benefits, Lifecycle funds, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments, Target-date funds

10.

401(K) Plan Asset Allocation, Account Balances, and Loan Activity in 1999

Number of pages: 32 Posted: 03 Apr 2001
Sarah Holden and Jack VanDerhei
Investment Company Institute and Employee Benefit Research Institute (EBRI)
Downloads 104 (330,917)
Citation 1

Abstract:

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401(k) plans, Asset allocation, Employment-based benefits, Pension plan assets, Pension plan loans, Pension plan participation, Retirement plans, Self-directed investments

11.

The Role of IRAs in US Households’ Saving for Retirement, 2019

ICI RESEARCH PERSPECTIVE, DECEMBER 2019 // VOL. 25, NO. 10
Number of pages: 40 Posted: 08 Sep 2020
Sarah Holden and Daniel Schrass
Investment Company Institute and Investment Company Institute
Downloads 101 (337,444)
Citation 2

Abstract:

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Retirement, IRAs, Asset Allocation, Investor Behavior

12.

401(K) Plan Asset Allocation, Account Balances, and Loan Activity in 2000

Number of pages: 28 Posted: 20 Dec 2001
Sarah Holden and Jack VanDerhei
Investment Company Institute and Employee Benefit Research Institute (EBRI)
Downloads 90 (363,173)

Abstract:

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13.

The Role of IRAs in US Households’ Saving for Retirement, 2020

Number of pages: 40 Posted: 22 Mar 2021
Sarah Holden and Daniel Schrass
Investment Company Institute and Investment Company Institute
Downloads 85 (376,178)
Citation 3

Abstract:

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Retirement, IRAs, Asset Allocation, Investor Behavior

14.

401(K) Plan Asset Allocation, Account Balances, and Loan Activity in 2007

EBRI Issue Brief, No. 324, December 2008
Number of pages: 52 Posted: 22 Dec 2008
Employee Benefit Research Institute (EBRI), Investment Company Institute, Employee Benefit Research Institute (EBRI) and Employee Benefit Research Institute (EBRI)
Downloads 85 (376,178)
Citation 1

Abstract:

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401(k) plans, Asset allocation, Employment-based benefits, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments

15.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2008

EBRI Issue Brief, No. 335, October 2009
Number of pages: 68 Posted: 13 Oct 2009
Jack VanDerhei, Sarah Holden and Luis Alonso
Employee Benefit Research Institute (EBRI), Investment Company Institute and Employee Benefit Research Institute (EBRI)
Downloads 79 (392,760)

Abstract:

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401(k) plans, Asset allocation, Employment-based benefits, Life-cycle funds, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments, Target-date funds

16.

Characteristics of Mutual Fund Investors, 2020

Number of pages: 24 Posted: 22 Mar 2021
Sarah Holden, Daniel Schrass and Michael Bogdan
Investment Company Institute, Investment Company Institute and Investment Company Institute - Research
Downloads 72 (416,820)
Citation 2

Abstract:

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mutual fund ownership, household finance, investor behavior, retirement saving

17.

401(K) Plan Asset Allocation, Account Balances, and Loan Activity in 2001

Number of pages: 51 Posted: 08 Apr 2003
Sarah Holden and Jack VanDerhei
Investment Company Institute and Employee Benefit Research Institute (EBRI)
Downloads 68 (426,546)

Abstract:

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401(k) Plans, Asset Allocation, Employment-based Benefits, Pension Plan Assets, Pension Plan Loans, Retirement Plans, Self-directed Investments

18.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2014

EBRI Issue Brief, Number 423 (April 2016)
Number of pages: 80 Posted: 30 Apr 2016
Employee Benefit Research Institute (EBRI), Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 64 (440,181)

Abstract:

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401(k) account balances, 401(k) assets, 401(k) loans, 401(k) plans, Asset allocation, Employment-based benefits, Lifecycle funds, Self-directed investments, Target-date funds

19.

401(K) Plan Asset Allocation, Account Balances, and Loan Activity in 2002

Number of pages: 41 Posted: 06 Oct 2003
Sarah Holden and Jack VanDerhei
Investment Company Institute and Employee Benefit Research Institute (EBRI)
Downloads 60 (454,304)
Citation 1

Abstract:

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401(k) plans, Asset allocation, Employment-based benefits, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments

20.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2010

EBRI Issue Brief, No. 366, December 2011
Number of pages: 52 Posted: 24 Dec 2011
Employee Benefit Research Institute (EBRI), Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 58 (461,879)
Citation 2

Abstract:

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401(k) account balances, 401(k) plans, Asset allocation, Employment-based benefits, Lifecycle funds, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments, Target-date funds

21.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2009

EBRI Issue Brief, No. 350, November 2010
Number of pages: 68 Posted: 23 Nov 2010
Jack VanDerhei, Sarah Holden and Luis Alonso
Employee Benefit Research Institute (EBRI), Investment Company Institute and Employee Benefit Research Institute (EBRI)
Downloads 56 (469,390)

Abstract:

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401(k) Plans, Asset Allocation, Employment-Based Benefits, Life-Cycle Funds, Pension Plan Assets, Pension Plan Loans, Retirement Plans, Self-Directed Investments, Target-Date Funds

22.

401(K) Plan Participant Asset Allocation in 2004

Benefits Quarterly, Third Quarter, 2006
Number of pages: 11 Posted: 21 Jul 2007
Sarah Holden and Jack VanDerhei
Investment Company Institute and Employee Benefit Research Institute (EBRI)
Downloads 56 (469,390)

Abstract:

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retirement, defined contribution, investments

23.

Ownership of Mutual Funds, Shareholder Sentiment, and Use of the Internet, 2018

ICI Research Perspective, Vol. 24, No. 8, November 2018
Number of pages: 24 Posted: 11 Jan 2019
Sarah Holden, Daniel Schrass and Michael Bogdan
Investment Company Institute, Investment Company Institute and Investment Company Institute - Research
Downloads 55 (473,212)
Citation 4

Abstract:

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mutual fund ownership, household finance

24.

The IRA Investor Profile: Traditional IRA Investors’ Activity, 2007-2014

Number of pages: 76 Posted: 11 Sep 2016
Sarah Holden and Steven Bass
Investment Company Institute and Investment Company Institute
Downloads 55 (473,212)

Abstract:

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Retirement, IRAs, Asset allocation, Investor behavior

25.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2011

EBRI Issue Brief, Number 380, December 2012
Number of pages: 56 Posted: 22 Dec 2012
Employee Benefit Research Institute (EBRI), Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 53 (481,045)

Abstract:

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401(k) account balances, 401(k) plans, Asset allocation, Employment-based benefits, Lifecycle funds, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments, Target-date funds

26.

What Does Consistent Participation in 401(k) Plans Generate?

EBRI Issue Brief, No. 332-SR, July 2009
Number of pages: 16 Posted: 20 Jul 2009
Jack VanDerhei, Sarah Holden and Luis Alonso
Employee Benefit Research Institute (EBRI), Investment Company Institute and Employee Benefit Research Institute (EBRI)
Downloads 51 (489,269)

Abstract:

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401(k) plans, asset allocation, employment-based benefits, pension plan assets, self-directed investments

27.

The IRA Investor Profile: Roth IRA Investors’ Activity, 2007–2016

ICI Research Report, September 2018
Number of pages: 96 Posted: 11 Jan 2019
Sarah Holden and Daniel Schrass
Investment Company Institute and Investment Company Institute
Downloads 49 (497,701)
Citation 8

Abstract:

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IRA, Asset Allocation, Investor Behavior

28.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2013

EBRI Issue Brief, Number 408 (December 2014)
Number of pages: 56 Posted: 19 Dec 2014
Employee Benefit Research Institute (EBRI), Investment Company Institute, Employee Benefit Research Institute (EBRI), Investment Company Institute and Investment Company Institute
Downloads 47 (506,456)

Abstract:

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401(k) account balances, 401(k) plans, Asset allocation, Employment-based benefits, Lifecycle funds, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments, Target-date funds

29.

401(K) Plan Asset Allocation, Account Balances, and Loan Activity in 1998

Number of pages: 28 Posted: 07 Apr 2001
Jack VanDerhei, Sarah Holden and Carol Quick
Employee Benefit Research Institute (EBRI), Investment Company Institute and Employee Benefit Research Institute (EBRI)
Downloads 46 (510,895)
Citation 2

Abstract:

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401(k) plans, Asset allocation, Employment-based benefits, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments

30.

The Role of IRAs in U.S. Households’ Saving for Retirement, 2015

ICI RESEARCH PERSPECTIVE, VOL. 22, NO. 1, 2016
Number of pages: 40 Posted: 11 Jan 2019
Sarah Holden and Daniel Schrass
Investment Company Institute and Investment Company Institute
Downloads 43 (524,651)
Citation 4

Abstract:

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Retirement, IRAs, Asset Allocation, Investor Behavior

31.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2016

EBRI Issue Brief, September 10, 2018, No. 458
Number of pages: 56 Posted: 11 Oct 2018
Employee Benefit Research Institute (EBRI), Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 43 (524,651)
Citation 41

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32.

401(k) Participants in the Wake of the Financial Crisis: Changes in Account Balances, 2007-2011

EBRI Issue Brief, Number 391 (October 2013)
Number of pages: 20 Posted: 22 Oct 2013
Employee Benefit Research Institute (EBRI), Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 41 (534,239)

Abstract:

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401(k) account balances, 401(k) plans, Asset allocation, Employment-based benefits, Financial crisis, Pension plan assets, Pension plan participation, Self-directed investments

33.

What Does Consistent Participation in 401(k) Plans Generate? Changes in 401(k) Account Balances, 2007-2012

EBRI Issue Brief, Number 402 (July 2014)
Number of pages: 28 Posted: 02 Aug 2014
Employee Benefit Research Institute (EBRI), Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 31 (586,806)

Abstract:

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401(k) account balances, 401(k) plans, Asset allocation, Employment-based benefits, Financial crisis, Pension plan assets, Pension plan participation, Self-directed investments, Target-date funds

34.

What Does Consistent Participation in 401(k) Plans Generate? Changes in 401(k) Plan Account Balances, 2010-2014

EBRI Issue Brief, Number 426 (September 8, 2016)
Number of pages: 28 Posted: 11 Sep 2016
Employee Benefit Research Institute (EBRI), Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 29 (598,773)
Citation 1

Abstract:

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401(k) account balances, 401(k) assets, 401(k) plans, Asset allocation, Employment-based benefits, Retirement plan participation, Self-directed investments, Target-date funds

35.

Ownership of Mutual Funds, Shareholder Sentiment, and Use of the Internet, 2019

ICI RESEARCH PERSPECTIVE, OCTOBER 2019 // VOL. 25, NO. 8
Number of pages: 24 Posted: 08 Sep 2020
Sarah Holden, Daniel Schrass and Michael Bogdan
Investment Company Institute, Investment Company Institute and Investment Company Institute - Research
Downloads 26 (617,836)

Abstract:

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mutual fund ownership, household finance

36.

The IRA Investor Profile: Traditional IRA Investors’ Activity, 2007–2016

ICI Research Report, September 2018
Number of pages: 88 Posted: 11 Jan 2019
Sarah Holden and Steven Bass
Investment Company Institute and Investment Company Institute
Downloads 24 (631,459)
Citation 13

Abstract:

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Retirement, IRAs, Asset Allocation, Investor Behavior

37.

What Does Consistent Participation in 401(k) Plans Generate? Changes in 401(k) Account Balances, 2007-2013

EBRI Issue Brief, Number 418 (September 2015)
Number of pages: 28 Posted: 21 Sep 2015
Employee Benefit Research Institute (EBRI), Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 23 (638,332)

Abstract:

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401(k) account balances, 401(k) plans, Asset allocation, Employment-based benefits, Financial crisis, Pension plan assets, Pension plan participation, Self-directed investments, Target-date funds

38.

Target Date Funds: Evidence Points to Growing Popularity and Appropriate Use by 401(k) Plan Participants

Number of pages: 24 Posted: 16 Sep 2021
Sarah Holden, Jack VanDerhei and Steven Bass
Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 22 (645,447)

Abstract:

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401(k) plans, asset allocation, target date funds

39.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2015

EBRI Issue Brief, Number 436 (August 3, 2017)
Number of pages: 60 Posted: 09 Aug 2017
Employee Benefit Research Institute (EBRI), Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 19 (666,848)

Abstract:

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401(k) account balances, 401(k) assets, 401(k) loans, 401(k) plans, Asset allocation, Employment-based benefits, Lifecycle funds, Self-directed investments, Target-date funds

40.

Ownership of Mutual Funds, Shareholder Sentiment, and Use of the Internet, 2020

Number of pages: 24 Posted: 22 Mar 2021
Sarah Holden, Daniel Schrass and Michael Bogdan
Investment Company Institute, Investment Company Institute and Investment Company Institute - Research
Downloads 16 (688,929)
Citation 4

Abstract:

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mutual fund ownership, household finance

41.

Ownership of Mutual Funds, Shareholder Sentiment, and Use of the Internet, 2021

Number of pages: 24 Posted: 05 Jan 2022
Sarah Holden, Daniel Schrass and Michael Bogdan
Investment Company Institute, Investment Company Institute and Investment Company Institute - Research
Downloads 13 (712,208)

Abstract:

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mutual fund ownership, household finance, investor behavior

42.

What Does Consistent Participation in 401(k) Plans Generate? Changes in 401(k) Plan Account Balances, 2010–2018

ICI Research Perspective, 2020
Number of pages: 24 Posted: 08 Dec 2020
Sarah Holden, Jack VanDerhei and Steven Bass
Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 11 (728,063)

Abstract:

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household finance, retirement, 401(k) plans

43.

What Does Consistent Participation in 401(k) Plans Generate? Changes in 401(k) Plan Account Balances, 2010–2015

Number of pages: 24 Posted: 12 Oct 2018
Investment Company Institute, Employee Benefit Research Institute (EBRI), Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 11 (728,063)
Citation 6

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44.

Characteristics of Mutual Fund Investors, 2021

Number of pages: 24 Posted: 05 Jan 2022
Sarah Holden, Daniel Schrass and Michael Bogdan
Investment Company Institute, Investment Company Institute and Investment Company Institute - Research
Downloads 9 (744,123)

Abstract:

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mutual fund ownership, household finance, investor behavior, retirement saving

45.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2018

Number of pages: 40 Posted: 19 Apr 2021
Sarah Holden, Jack VanDerhei and Steven Bass
Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 9 (744,123)

Abstract:

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household finance, retirement, 401(k) plans

46.

What Does Consistent Participation in 401(k) Plans Generate? Changes in 401(k) Plan Account Balances, 2010–2016

ebri.org Issue Brief • November 6, 2018 • No. 464
Number of pages: 21 Posted: 02 Dec 2018
Employee Benefit Research Institute (EBRI), Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 9 (744,123)

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47.

The IRA Investor Profile: Roth IRA Investors’ Activity, 2007–2014

Holden, Sarah, and Daniel Schrass. 2016. “The IRA Investor Profile: Roth IRA Investors’ Activity, 2007–2014.” ICI Research Report (August)
Posted: 13 Sep 2016
Sarah Holden and Daniel Schrass
Investment Company Institute and Investment Company Institute

Abstract:

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Retirement, IRA, Asset allocation, Investor behavior

48.

Role of 401(K) Accumulations in Providing Future Retirement Income

Published in Blitzstein, D., O. Mitchell, and S. Utkus (Eds.) (2006). Restructuring Retirement Risks. Oxford, UK: Oxford University Press., Pension Research Council WP2005-9
Posted: 02 Nov 2005 Last Revised: 03 Apr 2020
Sarah Holden and Jack VanDerhei
Investment Company Institute and Employee Benefit Research Institute (EBRI)

Abstract:

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49.

The Role of IRAs in US Households’ Saving for Retirement, 2021

Number of pages: 40
Sarah Holden and Daniel Schrass
Investment Company Institute and Investment Company Institute
Downloads 0

Abstract:

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Retirement, IRAs, Asset Allocation, Investor Behavior