Lauren E. Willis

Loyola Law School Los Angeles

Associate Dean for Research

919 Albany Street

Los Angeles, CA 90015-1211

United States

SCHOLARLY PAPERS

26

DOWNLOADS
Rank 2,787

SSRN RANKINGS

Top 2,787

in Total Papers Downloads

16,753

SSRN CITATIONS

58

CROSSREF CITATIONS

125

Scholarly Papers (26)

1.

Against Financial Literacy Education

Iowa Law Review, Vol. 94, 2008, U of Penn Law School, Public Law Research Paper No. 08-10, Loyola-LA Legal Studies Paper No. 2008-13
Number of pages: 92 Posted: 13 Mar 2008 Last Revised: 09 Jul 2010
Lauren E. Willis
Loyola Law School Los Angeles
Downloads 5,472 (1,807)
Citation 8

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Financial literacy, consumer education, consumer finance, consumer policy, ownership society, risk society, consumer protection, social welfare

Evidence and Ideology in Assessing the Effectiveness of Financial Literacy Education

San Diego Law Review, Vol. 46, p. 415, 2009, U of Penn Law School, Public Law Research Paper No. 08-08, Loyola-LA Legal Studies Paper No. 2008-6
Number of pages: 45 Posted: 28 Feb 2008 Last Revised: 16 Apr 2010
Lauren E. Willis
Loyola Law School Los Angeles
Downloads 2,674 (6,164)
Citation 2

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Consumer Protection Law, Social Welfare, Retirement Security, Banking and Finance, financial literacy, consumer education, consumer finance, research methods, consumer policy

금융교육의 효과 : 증거 있나? 없나? (Evidence and Ideology in Assessing the Effectiveness of Financial Literacy Education)

Korean Investor Protection Foundation, 2012 , San Diego Law Review, Vol. 46, 2009, Loyola-LA Legal Studies Paper No. 2008-6
Number of pages: 87 Posted: 10 Oct 2012 Last Revised: 18 Oct 2012
Lauren E. Willis
Loyola Law School Los Angeles
Downloads 58 (461,458)
Citation 1

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3.

The Financial Education Fallacy

American Economic Review, Vol. 101, No. 3, pp. 429-434, 2011, Loyola-LA Legal Studies Paper No. 2011-21
Number of pages: 7 Posted: 24 Jun 2011 Last Revised: 02 Jul 2011
Lauren E. Willis
Loyola Law School Los Angeles
Downloads 1,847 (11,422)
Citation 17

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4.

When Nudges Fail: Slippery Defaults

University of Chicago Law Review, Vol. 80, p. 1155, 2013, Loyola-LA Legal Studies Paper No. 2012-32
Number of pages: 76 Posted: 07 Sep 2012 Last Revised: 05 Jun 2014
Lauren E. Willis
Loyola Law School Los Angeles
Downloads 1,035 (27,552)
Citation 23

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Law and Economics, Consumer Protection, Contract Law, Behavioral Economics, Behavioral Finance, Government Regulation of Financial Institutions

5.

Decisionmaking and the Limits of Disclosure: The Problem of Predatory Lending: Price

Maryland Law Review, Vol. 65, p. 707, 2006, Loyola-LA Legal Studies Paper No. 2006-27
Number of pages: 135 Posted: 31 Aug 2006 Last Revised: 15 Apr 2010
Lauren E. Willis
Loyola Law School Los Angeles
Downloads 738 (44,129)

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6.

Performance-Based Consumer Law

82 University of Chicago Law Review 1309 (2015), Loyola-LA Legal Studies Paper No. 2014-39
Number of pages: 103 Posted: 24 Aug 2014 Last Revised: 14 May 2017
Lauren E. Willis
Loyola Law School Los Angeles
Downloads 592 (58,854)
Citation 3

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consumer law, regulation, disclosure, marketing, consumer finance, privacy, drugs

7.

Financial Education: Lessons Not Learned & Lessons Learned

Life-Cycle Investing: Financial Education and Consumer Protection 125 (Zvi Bodie et al., eds. 2012), Loyola-LA Legal Studies Paper No. 2013-4
Number of pages: 15 Posted: 24 Jun 2011 Last Revised: 04 Feb 2013
Lauren E. Willis
Loyola Law School Los Angeles
Downloads 575 (61,132)
Citation 6

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8.

Alternatives to Financial Education

Loyola Law School, Los Angeles Legal Studies Research Paper No. 2021-11
Number of pages: 23 Posted: 01 Jun 2021 Last Revised: 15 Jun 2021
Lauren E. Willis
Loyola Law School Los Angeles
Downloads 569 (61,818)

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financial education, citizenship education, financial well-being, brain health, executive function, social insurance, financial decisions

9.

Information Privacy Law Scholars' Brief in Spokeo, Inc. v. Robins

UC Berkeley Public Law Research Paper No. 2656482, Minnesota Legal Studies Research Paper No. 15-27, Fordham Law Legal Studies Research Paper No. 2656482, Loyola Law School, Los Angeles Legal Studies Research Paper No. 2015-32, U. of Pittsburgh Legal Studies Research Paper No. 2015-32
Number of pages: 46 Posted: 06 Sep 2015 Last Revised: 12 Sep 2015
Georgetown University Law Center, University of California, Berkeley - School of Law, University of Minnesota Law School, Georgetown University Law Center, Fordham University School of Law, Washington University School of Law, University of Pittsburgh - School of Law and Loyola Law School Los Angeles
Downloads 561 (62,967)
Citation 1

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Article III standing, injury, harm, privacy, Fair Credit Reporting Act, FCRA, data brokers, modern hiring practices, consumer reporting, inaccuracy, background checks

10.

The Consumer Financial Protection Bureau and the Quest for Consumer Comprehension

3 Russell Sage Foundation Journal of the Social Sciences 74 (2017), Loyola Law School, Los Angeles Legal Studies Research Paper No. 2017-19
Number of pages: 21 Posted: 14 Apr 2017
Lauren E. Willis
Loyola Law School Los Angeles
Downloads 414 (90,958)

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consumer finance, performance standards, disclosures, deception, Consumer Financial Protection Bureau

11.

Decisionmaking & the Limits of Disclosure: The Problem of Predatory Lending

Loyola-LA Legal Studies Research Paper No. 2005-14
Number of pages: 48 Posted: 23 Jun 2005
Lauren E. Willis
Loyola Law School Los Angeles
Downloads 387 (98,345)
Citation 21

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12.

Deception by Design

Loyola Law School, Los Angeles Legal Studies Research Paper No. 2020-25, 34 Harvard Journal of Law & Technology 115 (2020)
Number of pages: 76 Posted: 21 Sep 2020 Last Revised: 15 Jun 2021
Lauren E. Willis
Loyola Law School Los Angeles
Downloads 328 (118,359)

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deception, unfair business practices, marketing, algorithms, machine learning, big data, unfair competition, consumer protection, evidence

13.

Why Not Privacy by Default?

Berkeley Technology Law Journal, Forthcoming, Loyola-LA Legal Studies Paper No. 2013-37
Number of pages: 74 Posted: 05 Nov 2013 Last Revised: 23 Aug 2014
Lauren E. Willis
Loyola Law School Los Angeles
Downloads 309 (126,118)
Citation 5

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14.

Finance-Informed Citizens, Citizen-Informed Finance: An Essay Occasioned by the International Handbook of Financial Literacy

16 Journal of Social Science Education 16 (Winter 2017), Loyola Law School, Los Angeles Legal Studies Research Paper No. 2017-42
Number of pages: 13 Posted: 09 Nov 2017 Last Revised: 16 Feb 2018
Lauren E. Willis
Loyola Law School Los Angeles
Downloads 196 (197,459)
Citation 1

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Financial Education, Financial Literacy, Financial Inclusion, Civic Education

15.

Stabilize Home Mortgage Borrowers, and the Financial System Will Follow

Loyola-LA Legal Studies Paper No. 2008-28
Number of pages: 3 Posted: 26 Sep 2008
Lauren E. Willis
Loyola Law School Los Angeles
Downloads 185 (207,953)
Citation 1

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16.

Will the Mortgage Market Correct? How Households and Communities Would Fare If Risk Were Priced Well

Connecticut Law Review, Vol. 41, No. 4, 2009, Loyola-LA Legal Studies Paper No. 2009-25
Number of pages: 81 Posted: 06 Aug 2009
Lauren E. Willis
Loyola Law School Los Angeles
Downloads 148 (251,017)

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17.

The Faulty Foundation of the Draft Restatement of Consumer Contracts

36 Yale Journal on Regulation 447 (2019), Loyola Law School, Los Angeles Legal Studies Research Paper No. 2019-03, California Western School of Law Research Paper No. 19-3
Number of pages: 24 Posted: 08 Feb 2019
Georgetown University Law Center, Chicago-Kent College of Law - Illinois Institute of Technology, Mitchell Hamline School of Law, University of Houston Law Center, Boston College Law School, Widener University - Commonwealth Law School, National Consumer Law Center and Loyola Law School Los Angeles
Downloads 118 (298,219)

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18.

Spokeo Misspeaks

Loyola of Los Angeles Law Review, Forthcoming, Loyola Law School, Los Angeles Legal Studies Research Paper No. 2017-25
Number of pages: 24 Posted: 10 Aug 2017
Lauren E. Willis
Loyola Law School Los Angeles
Downloads 112 (309,490)

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standing, Article III, injury, and Fair Credit Reporting Act

19.

Performance-Based Remedies: Ordering Firms to Eradicate Their Own Fraud

80 Law and Contemporary Problems 7-41 (2017), Loyola Law School, Los Angeles Legal Studies Research Paper No. 2017-26
Number of pages: 36 Posted: 15 Aug 2017 Last Revised: 02 Sep 2017
Lauren E. Willis
Loyola Law School Los Angeles
Downloads 96 (342,932)
Citation 1

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20.

Against Financial-Literacy Education (Korean Edition) (금융교육에 대한 새로운 시각)

Iowa Law Review, Vol. 94, 2008; Translated and republished by Korea Investors Protection Foundation 2010, Loyola-LA Legal Studies Paper No. 2010-30
Number of pages: 107 Posted: 09 Jul 2010 Last Revised: 08 Aug 2010
Lauren E. Willis
Loyola Law School Los Angeles
Downloads 96 (342,932)
Citation 10

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21.

넛지의 양날 (원제) (When Nudges Fail: Slippery Defaults (Korean Edition))

University of Chicago Law Review, Vol. 80, 2013; Translated and republished by Korea Investors Protection Foundation 2014, Loyola-LA Legal Studies Paper No. 2012-32
Number of pages: 142 Posted: 10 Oct 2017
Lauren E. Willis
Loyola Law School Los Angeles
Downloads 77 (392,143)

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22.

Finanzinformierte Bürger_Innen, Bürgerbestimmtes Finanzsystem Ein Essay Aus Anlass Des International Handbook of Financial Literacy (Finance-Informed Citizens, Citizen-Informed Finance: An Essay Occasioned by the International Handbook of Financial Literacy (German Edition))

Translated and republished in German as /Finanzinformierte Bürger_innen, bürgerbestimmtes Finanzsystem: Ein Essay aus Anlass des International Handbook of Financial Literacy/, 17:1Journal of Social Science Education (Forthcoming), Loyola Law School, Los Angeles Legal Studies Research Paper No. 2017-42
Number of pages: 26 Posted: 16 Feb 2018
Lauren E. Willis
Loyola Law School Los Angeles
Downloads 51 (481,775)

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Finanzbildung, Finanzkompetenz, Finanzinklusion, staatsbürgerliche Bildung

23.

金融//教//育 之謬論 (The Financial Education Fallacy)

American Economic Review, Vol. 101, No. 3, p. 429, 2011, Loyola-LA Legal Studies Paper No. 2011-21
Number of pages: 8 Posted: 09 Dec 2011
Lauren E. Willis
Loyola Law School Los Angeles
Downloads 49 (490,047)

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24.

Comment on Financial Institutions’ Use of Artificial Intelligence, including Machine Learning

Loyola Law School, Los Angeles Legal Studies Research Paper No. 2021-12
Number of pages: 12 Posted: 15 Jun 2021 Last Revised: 22 Jul 2021
Lauren E. Willis
Loyola Law School Los Angeles
Downloads 26 (608,800)

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artificial intelligence, machine learning, financial institutions, consumer protection, discrimination, marketing, consumer law enforcement, financial institution supervision

25.

金融//教//育 之//谬论 (The Financial Education Fallacy)

American Economic Review, Vol. 101, p. 429, 2011, Loyola-LA Legal Studies Paper No. 2011-21
Number of pages: 8 Posted: 09 Dec 2011
Lauren E. Willis
Loyola Law School Los Angeles
Downloads 22 (636,255)

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26.

Comments to HUD Re: FR-6111-P-02, HUD’s Implementation of the Fair Housing Act’s Disparate Impact Standard

Loyola Law School, Los Angeles Legal Studies Research Paper No. 2020-34, University of Missouri School of Law Legal Studies Research Paper Forthcoming
Number of pages: 9 Posted: 18 Dec 2020 Last Revised: 15 Jun 2021
Loyola Law School Los Angeles, Columbia University Law School, American University - Washington College of Law and University of Missouri School of Law
Downloads 18 (664,743)

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housing discrimination, pleading burdens, evidentiary burdens, fair housing, burdens of proof, administrative law