Kristopher Gerardi

Federal Reserve Bank of Atlanta

Research Economist

1000 Peachtree Street N.E.

Atlanta, GA 30309-4470

United States

http://sites.google.com/site/kristophergerardishomepage/

SCHOLARLY PAPERS

37

DOWNLOADS
Rank 4,889

SSRN RANKINGS

Top 4,889

in Total Papers Downloads

11,047

SSRN CITATIONS
Rank 942

SSRN RANKINGS

Top 942

in Total Papers Citations

477

CROSSREF CITATIONS

752

Scholarly Papers (37)

Common Ownership Does Not Have Anti-Competitive Effects in the Airline Industry

Journal of Finance, Forthcoming
Number of pages: 76 Posted: 02 Nov 2017 Last Revised: 02 Sep 2021
Patrick J. Dennis, Kristopher Gerardi and Carola Schenone
University of Virginia - McIntire School of Commerce, Federal Reserve Bank of Atlanta and University of Virginia - McIntire School
Downloads 2,054 (9,409)
Citation 10

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Common Owners, Competition, Airlines

Common Ownership Does Not Have Anti-Competitive Effects in the Airline Industry

Number of pages: 65 Posted: 25 Jul 2019 Last Revised: 29 Apr 2020
Patrick J. Dennis, Kristopher Gerardi and Carola Schenone
University of Virginia - McIntire School of Commerce, Federal Reserve Bank of Atlanta and University of Virginia - McIntire School
Downloads 120 (295,637)
Citation 3

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common ownership, airline prices, institutional ownership, competition

2.

Subprime Facts: What (We Think) We Know about the Subprime Crisis and What We Don't

FRB of Boston Public Policy Discussion Paper No. 08-2
Number of pages: 57 Posted: 30 Jun 2008
Federal Reserve Bank of Boston, Federal Reserve Bank of Atlanta, University of Lausanne and Federal Reserve Bank of Boston - Research Department
Downloads 1,546 (15,096)
Citation 25

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3.

Subprime Outcomes: Risky Mortgages, Homeownership Experiences, and Foreclosures

Number of pages: 58 Posted: 16 Dec 2007
Kristopher Gerardi, Adam Hale Shapiro and Paul Willen
Federal Reserve Bank of Atlanta, Federal Reserve Bank of San Francisco and Federal Reserve Bank of Boston - Research Department
Downloads 1,221 (21,603)
Citation 122

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4.

Financial Literacy and Subprime Mortgage Delinquency: Evidence from a Survey Matched to Administrative Data

Federal Reserve Bank of Atlanta Working Paper Series No. 2010-10
Number of pages: 54 Posted: 06 May 2010
Kristopher Gerardi, Lorenz Goette and Stephan Meier
Federal Reserve Bank of Atlanta, University of Lausanne and Federal Reserve Bank of Boston
Downloads 914 (32,864)
Citation 119

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subprime mortgage, delinquency, default, financial literacy, cognitive ability, survey

5.
Downloads 689 ( 48,283)
Citation 96

Making Sense of the Subprime Crisis

Posted: 02 Jul 2021 Last Revised: 01 Jul 2021
Kristopher Gerardi, Andreas Lehnert, Shane M. Sherlund and Paul Willen
Federal Reserve Bank of Atlanta, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Federal Reserve Bank of Boston - Research Department

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Making Sense of the Subprime Crisis

Brookings Papers on Economic Activity, Forthcoming, Federal Reserve Bank of Atlanta Working Paper No. 2009-2
Number of pages: 75 Posted: 22 Feb 2009
Kristopher Gerardi, Andreas Lehnert, Paul Willen and Shane Sherlund
Federal Reserve Bank of Atlanta, Board of Governors of the Federal Reserve System, Federal Reserve Bank of Boston - Research Department and Board of Governors of the Federal Reserve System
Downloads 560 (62,271)
Citation 17

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subprime, foreclosure, house prices, underwriting standards

Making Sense of the Subprime Crisis

FRB of Boston Public Policy Discussion Paper No. 09-1
Number of pages: 74 Posted: 13 Feb 2009
Kristopher Gerardi, Andreas Lehnert, Shane Sherlund and Paul Willen
Federal Reserve Bank of Atlanta, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Federal Reserve Bank of Boston - Research Department
Downloads 129 (280,061)
Citation 25

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6.

The Effects of Competition on Price Dispersion in the Airline Industry: A Panel Analysis

Number of pages: 47 Posted: 11 Sep 2007
Kristopher Gerardi and Adam Hale Shapiro
Federal Reserve Bank of Atlanta and Federal Reserve Bank of San Francisco
Downloads 562 (62,708)
Citation 5

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Do Households Benefit from Financial Deregulation and Innovation? The Case of the Mortgage Market

Federal Reserve Bank of Boston Research Paper Series Public Policy Discussion Paper No. 06-6, Hudson Institute Research Paper No. 06-07
Number of pages: 59 Posted: 03 Oct 2006 Last Revised: 06 Aug 2008
Kristopher Gerardi, Harvey S. Rosen and Paul Willen
Federal Reserve Bank of Atlanta, Princeton University - Department of Economics and Federal Reserve Bank of Boston - Research Department
Downloads 310 (124,759)
Citation 3

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Do Households Benefit from Financial Deregulation and Innovation? The Case of the Mortgage Market

Number of pages: 61 Posted: 15 Mar 2007 Last Revised: 07 Jun 2021
Kristopher Gerardi, Harvey S. Rosen and Paul Willen
Federal Reserve Bank of Atlanta, Princeton University - Department of Economics and Federal Reserve Bank of Boston - Research Department
Downloads 110 (314,680)
Citation 4

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Are Lemons Sold First? Dynamic Signaling in the Mortgage Market

Number of pages: 67 Posted: 19 Jul 2016 Last Revised: 30 Aug 2017
Manuel Adelino, Kristopher Gerardi and Barney Hartman-Glaser
Duke University, Federal Reserve Bank of Atlanta and University of California, Los Angeles (UCLA) - Anderson School of Management
Downloads 389 (96,781)

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securitization, mortgage default, adverse selection, signaling, asymmetric information

Are Lemons Sold First? Dynamic Signaling in the Mortgage Market

Number of pages: 76 Posted: 09 Jan 2018 Last Revised: 28 Jul 2021
Manuel Adelino, Kristopher Gerardi and Barney Hartman-Glaser
Duke University, Federal Reserve Bank of Atlanta and University of California, Los Angeles (UCLA) - Anderson School of Management
Downloads 16 (702,728)
Citation 2

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Are Lemons Sold First? Dynamic Signaling in the Mortgage Market

Number of pages: 78 Posted: 16 Jan 2018 Last Revised: 12 Mar 2018
Manuel Adelino, Kristopher Gerardi and Barney Hartman-Glaser
Duke University, Federal Reserve Bank of Atlanta and University of California, Los Angeles (UCLA) - Anderson School of Management
Downloads 0
Citation 11
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9.

Unemployment, Negative Equity, and Strategic Default

Number of pages: 50 Posted: 13 Jul 2013
Kristopher Gerardi, Kyle Herkenhoff, Lee E. Ohanian and Paul Willen
Federal Reserve Bank of Atlanta, University of Minnesota - Minneapolis, University of California, Los Angeles (UCLA) - Department of Economics and Federal Reserve Bank of Boston - Research Department
Downloads 339 (113,924)
Citation 22

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unemployment, employment, job loss, assets, mortgage, modifications, default, strategic, strategic default, negative equity, trigger, single trigger, double trigger, liquidity constraint, mortgage default, delinquency, PSID, mortgage distress, financial liquidity, negative equity and unemployment

Subprime Mortgages, Foreclosures, and Urban Neighborhoods

FRB of Boston Public Policy Discussion Paper No. 08-6
Number of pages: 38 Posted: 08 Jan 2009
Kristopher Gerardi and Paul Willen
Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston - Research Department
Downloads 216 (179,912)
Citation 11

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Subprime Mortgages, Foreclosures, and Urban Neighborhoods

Berkeley Electronic Journal of Economic Analysis & Policy, Vol. 9, No. 3, 2009 , Federal Reserve Bank of Atlanta Working Paper Series No. 2009-1
Number of pages: 39 Posted: 27 Aug 2009
Kristopher Gerardi and Paul Willen
Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston - Research Department
Downloads 60 (453,046)
Citation 2

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subprime, foreclosure, minority, homeownership

11.

Reasonable People did Disagree: Optimism and Pessimism About the U.S. Housing Market Before the Crash

FRB of Boston Public Policy Discussion Paper No. 10-5
Number of pages: 32 Posted: 16 Oct 2010
Kristopher Gerardi, Christopher L. Foote and Paul Willen
Federal Reserve Bank of Atlanta, Federal Reserve Bank of Boston and Federal Reserve Bank of Boston - Research Department
Downloads 267 (146,689)
Citation 16

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The Failure of Supervisory Stress Testing: Fannie Mae, Freddie Mac, and OFHEO

Number of pages: 57 Posted: 13 Apr 2015
W. Scott Frame, Kristopher Gerardi and Paul Willen
Federal Reserve Bank of Dallas, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston - Research Department
Downloads 170 (223,472)
Citation 7

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Bank supervision, stress test, model risk, residential mortgages, government-sponsored enterprises

The Failure of Supervisory Stress Testing: Fannie Mae, Freddie Mac, and OFHEO

Number of pages: 55 Posted: 19 Oct 2015
W. Scott Frame, Kristopher Gerardi and Paul Willen
Federal Reserve Bank of Dallas, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston - Research Department
Downloads 81 (383,989)

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bank supervision, stress test, model risk, residential mortgages, government-sponsored enterprises

Why Don't Lenders Renegotiate More Home Mortgages? Redefaults, Self-Cures, and Securitization

FRB of Boston Public Policy Discussion Paper No. 09-4, Federal Reserve Bank of Atlanta Working Paper 2009-17
Number of pages: 41 Posted: 17 Jul 2009 Last Revised: 30 May 2015
Manuel Adelino, Kristopher Gerardi and Paul Willen
Duke University, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston - Research Department
Downloads 215 (180,679)
Citation 22

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Why Don&Apos;T Lenders Renegotiate More Home Mortgages? Redefaults, Self-Cures and Securitization

Number of pages: 42 Posted: 21 Jul 2009 Last Revised: 04 Jun 2021
Manuel Adelino, Kristopher Gerardi and Paul Willen
Duke University, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston - Research Department
Downloads 36 (562,808)

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14.

Negative Equity and Foreclosure: Theory and Evidence

FRB of Boston Public Policy Discussion Paper No. 08-3
Number of pages: 36 Posted: 30 Jun 2008
Christopher L. Foote, Kristopher Gerardi and Paul Willen
Federal Reserve Bank of Boston, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston - Research Department
Downloads 243 (161,059)
Citation 87

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The Effect of Large Investors on Asset Quality: Evidence from Subprime Mortgage Securities

Number of pages: 56 Posted: 27 Jul 2014 Last Revised: 27 Sep 2016
Manuel Adelino, W. Scott Frame and Kristopher Gerardi
Duke University, Federal Reserve Bank of Dallas and Federal Reserve Bank of Atlanta
Downloads 141 (261,268)

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mortgage default, GSEs, securitization, private information

The Effect of Large Investors on Asset Quality: Evidence from Subprime Mortgage Securities

Number of pages: 58 Posted: 04 Apr 2015
Manuel Adelino, W. Scott Frame and Kristopher Gerardi
Duke University, Federal Reserve Bank of Dallas and Federal Reserve Bank of Atlanta
Downloads 50 (493,619)
Citation 7

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mortgage default, GSEs, securitization, private information

16.

Reducing Foreclosures

FRB of Boston Public Policy Discussion Paper No. 09-2
Number of pages: 52 Posted: 21 May 2009
Federal Reserve Bank of Boston, Federal Reserve Bank of Atlanta, University of Lausanne and Federal Reserve Bank of Boston - Research Department
Downloads 187 (205,558)
Citation 7

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Identifying the Effect of Securitization on Foreclosure and Modification Rates Using Early-Payment Defaults

Federal Reserve Bank of Atlanta Working Paper Series No. 2010-8
Number of pages: 28 Posted: 06 May 2010 Last Revised: 30 May 2015
Manuel Adelino, Kristopher Gerardi and Paul Willen
Duke University, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston - Research Department
Downloads 75 (401,659)
Citation 6

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foreclosure, mortgage, house prices

What Explains Differences in Foreclosure Rates? A Response to Piskorski, Seru, and Vig

Number of pages: 16 Posted: 06 May 2010
Manuel Adelino, Kristopher Gerardi and Paul Willen
Duke University, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston - Research Department
Downloads 64 (438,344)
Citation 3

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Downloads 125 (285,692)
Citation 21

Reducing Foreclosures: No Easy Answers

NBER Macroeconomics Annual, Vol. 24, 2009, Federal Reserve Bank of Atlanta Working Paper 2009-15
Number of pages: 53 Posted: 23 Aug 2009
Federal Reserve Bank of Boston, Federal Reserve Bank of Atlanta, University of Lausanne and Federal Reserve Bank of Boston - Research Department
Downloads 87 (367,445)
Citation 12

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mortgage, foreclosure, modification, securitization

Reducing Foreclosures: No Easy Answers

Number of pages: 54 Posted: 16 Jun 2009 Last Revised: 28 Feb 2021
Federal Reserve Bank of Boston, Federal Reserve Bank of Atlanta, University of Lausanne and Federal Reserve Bank of Boston - Research Department
Downloads 38 (551,851)
Citation 4

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Mortgage Prepayment, Race, and Monetary Policy

Number of pages: 81 Posted: 09 Feb 2021
Kristopher Gerardi, Paul Willen and David Hao Zhang
Federal Reserve Bank of Atlanta, Federal Reserve Bank of Boston - Research Department and Harvard University
Downloads 90 (359,632)

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Mortgage Prepayment, Race, and Monetary Policy

Number of pages: 81 Posted: 20 Apr 2021
Kristopher Gerardi, Paul Willen and David Hao Zhang
Federal Reserve Bank of Atlanta, Federal Reserve Bank of Boston - Research Department and Harvard University
Downloads 28 (611,622)

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mortgage, refinance, race, monetary policy, interest rate

Why Did so Many People Make so Many Ex Post Bad Decisions? The Causes of the Foreclosure Crisis

Number of pages: 62 Posted: 22 Mar 2015
Christopher L. Foote, Kristopher Gerardi and Paul Willen
Federal Reserve Bank of Boston, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston - Research Department
Downloads 60 (453,046)
Citation 1

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financial crisis, mortgage, foreclosure, asymmetric information, mortgage-backed security (MBS), collaterized debt obligation (CDO)

Why Did so Many People Make so Many Ex Post Bad Decisions? the Causes of the Foreclosure Crisis

Number of pages: 63 Posted: 19 May 2012 Last Revised: 30 May 2021
Christopher L. Foote, Kristopher Gerardi and Paul Willen
Federal Reserve Bank of Boston, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston - Research Department
Downloads 49 (497,917)
Citation 5

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21.

The Political Economy of Loan Modification

Number of pages: 47 Posted: 29 May 2018
Sumit Agarwal, Kristopher Gerardi and Vincent Yao
National University of Singapore, Federal Reserve Bank of Atlanta and Georgia State University - J. Mack Robinson College of Business
Downloads 94 (346,998)

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Political Economy, Financial Crisis, Loan Modification, Mortgages, Dodd-Frank Act

22.
Downloads 92 (351,783)
Citation 7

Fracking and Mortgage Default

Number of pages: 55 Posted: 23 Mar 2017
Chris Cunningham, Kristopher Gerardi and Lily Shen
Federal Reserve Bank of Atlanta, Federal Reserve Bank of Atlanta and Department of Finance, Clemson University
Downloads 60 (453,046)
Citation 9

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fracking, mortgage, default, real estate, credit risk, oil and gas, debt

Fracking and Mortgage Default

Number of pages: 53 Posted: 06 Apr 2017 Last Revised: 29 Nov 2017
Chris Cunningham, Kristopher Gerardi and Yannan Shen
Federal Reserve Bank of Atlanta, Federal Reserve Bank of Atlanta and Clemson University
Downloads 32 (586,012)

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mortgage default, hydraulic fracking, house prices, shale gas

Villains or Scapegoats? The Role of Subprime Borrowers in Driving the U.S. Housing Boom

Number of pages: 48 Posted: 29 Aug 2018 Last Revised: 29 Apr 2020
James Conklin, W. Scott Frame, Kristopher Gerardi and Haoyang Liu
University of Georgia, Federal Reserve Bank of Dallas, Federal Reserve Bank of Atlanta and Federal Reserve Bank of New York
Downloads 59 (456,892)
Citation 1

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mortgages, subprime, house prices, credit scores, housing boom

Can't Pay or Won't Pay?: Unemployment, Negative Equity, and Strategic Default

Number of pages: 81 Posted: 25 Nov 2015
Kristopher Gerardi, Kyle Herkenhoff, Lee E. Ohanian and Paul Willen
Federal Reserve Bank of Atlanta, University of Minnesota - Minneapolis, University of California, Los Angeles (UCLA) - Department of Economics and Federal Reserve Bank of Boston - Research Department
Downloads 37 (557,171)

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Can&Apos;T Pay or Won&Apos;T Pay? Unemployment, Negative Equity, and Strategic Default

Number of pages: 74 Posted: 12 Oct 2015 Last Revised: 07 Feb 2021
Kristopher Gerardi, Kyle Herkenhoff, Lee E. Ohanian and Paul Willen
Federal Reserve Bank of Atlanta, University of Minnesota - Minneapolis, University of California, Los Angeles (UCLA) - Department of Economics and Federal Reserve Bank of Boston - Research Department
Downloads 29 (604,905)
Citation 24

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25.

Decomposing the Foreclosure Crisis: House Price Depreciation versus Bad Underwriting

Number of pages: 47 Posted: 23 Mar 2015
Kristopher Gerardi, Adam Hale Shapiro and Paul Willen
Federal Reserve Bank of Atlanta, Federal Reserve Bank of San Francisco and Federal Reserve Bank of Boston - Research Department
Downloads 56 (461,504)
Citation 21

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foreclosure, mortgage, house prices

The Effect of Social Entitlement Programs on Private Transfers: New Evidence of Crowding Out

Number of pages: 28 Posted: 23 Jul 2010 Last Revised: 05 Jul 2014
Kristopher Gerardi and Yuping Tsai
Federal Reserve Bank of Atlanta and Spelman College
Downloads 56 (468,669)

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Private Transfers, Public Transfers, Crowding Out

The Effect of Social Entitlement Programs on Private Transfers: New Evidence of Crowding Out

Economica 81, October 2014, pp.721-746
Posted: 07 Feb 2013 Last Revised: 07 Oct 2014
Kristopher Gerardi and Yuping Tsai
Federal Reserve Bank of Atlanta and Government of the United States of America - Centers for Disease Control and Prevention (CDC)

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crowding out, private transfers, Social Security

Do Borrower Rights Improve Borrower Outcomes? Evidence from the Foreclosure Process

Number of pages: 43 Posted: 22 Mar 2015
Kristopher Gerardi, Lauren Lambie-Hanson and Paul Willen
Federal Reserve Bank of Atlanta, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Bank of Boston - Research Department
Downloads 22 (655,418)
Citation 1

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foreclosure, mortgage, judicial, power of sale, right to cure

Do Borrower Rights Improve Borrower Outcomes? Evidence from the Foreclosure Process

Number of pages: 49 Posted: 17 Dec 2011 Last Revised: 10 Oct 2021
Kristopher Gerardi, Lauren Lambie-Hanson and Paul Willen
Federal Reserve Bank of Atlanta, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Bank of Boston - Research Department
Downloads 20 (670,892)
Citation 10

Abstract:

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28.

Double Trigger for Mortgage Default: The Fracking Boom

Number of pages: 46 Posted: 17 Sep 2020
Chris Cunningham, Kristopher Gerardi and Lily Shen
Federal Reserve Bank of Atlanta, Federal Reserve Bank of Atlanta and Department of Finance, Clemson University
Downloads 39 (534,884)
Citation 2

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credit risk, household finance, mortgage default, fracking, financial crisis

29.
Downloads 33 (566,249)
Citation 48

Foreclosure Externalities: Some New Evidence

Number of pages: 47 Posted: 08 Sep 2012 Last Revised: 22 Nov 2021
Kristopher Gerardi, Eric Rosenblatt, Paul Willen and Vincent Yao
Federal Reserve Bank of Atlanta, Federal National Mortgage Association (Fannie Mae) - Research, Federal Reserve Bank of Boston - Research Department and Georgia State University - J. Mack Robinson College of Business
Downloads 19 (678,836)
Citation 18

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Foreclosure Externalities: Some New Evidence

Number of pages: 46 Posted: 22 Mar 2015
Kristopher Gerardi, Eric Rosenblatt, Paul Willen and Vincent Yao
Federal Reserve Bank of Atlanta, Federal National Mortgage Association (Fannie Mae) - Research, Federal Reserve Bank of Boston - Research Department and Georgia State University - J. Mack Robinson College of Business
Downloads 14 (719,453)
Citation 1

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foreclosure, mortgage, judicial, power of sale, right to cure

30.

Foreclosure Externalities and Vacant Property Registration Ordinances

Number of pages: 41 Posted: 04 Dec 2019 Last Revised: 29 Apr 2020
Arnab Biswas, Chris Cunningham, Kristopher Gerardi and Daniel Sexton
National Institute of Technology Karnataka (NITK), Surathkal, Federal Reserve Bank of Atlanta, Federal Reserve Bank of Atlanta and Federal Reserve Banks - Federal Reserve Bank of Atlanta
Downloads 31 (577,318)

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mortgage default, foreclosure, externality, policy, vacancy

31.

Price Discrimination and Business-Cycle Risk

Number of pages: 35 Posted: 23 Mar 2015
Marco Cornia, Kristopher Gerardi and Adam Hale Shapiro
Johns Hopkins University - Department of Economics, Federal Reserve Bank of Atlanta and Federal Reserve Bank of San Francisco
Downloads 29 (589,049)
Citation 2

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airlines, price discrimination, price dispersion, markup, business cycle

Evaluating the Benefits of a Streamlined Refinance Program

Number of pages: 24 Posted: 08 Jul 2020
Kristopher Gerardi, Lara Loewenstein, Lara Loewenstein and Paul Willen
Federal Reserve Bank of Atlanta, Federal Reserve Bank of BostonFederal Reserve Bank of Cleveland and Federal Reserve Bank of Boston - Research Department
Downloads 13 (727,919)

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government-sponsored enterprises, refinancing, business cycles

Evaluating the Benefits of a Streamlined Refinance Program

Number of pages: 24 Posted: 31 Dec 2020
Kristopher Gerardi, Lara Loewenstein, Lara Loewenstein and Paul Willen
Federal Reserve Bank of Atlanta, Federal Reserve Bank of BostonFederal Reserve Bank of Cleveland and Federal Reserve Bank of Boston - Research Department
Downloads 8 (770,852)

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33.

The Effect of Social Entitlement Programmes on Private Transfers: New Evidence of Crowding Out

Economica, Vol. 81, Issue 324, pp. 721-746, 2014
Number of pages: 26 Posted: 02 Sep 2014
Kristopher Gerardi and Yuping Tsai
Federal Reserve Bank of Atlanta and Carter Consulting Inc.
Downloads 1 (801,088)
Citation 1
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34.

Price Dispersion Over the Business Cycle: Evidence from the Airline Industry

The Journal of Industrial Economics, Vol. 60, Issue 3, pp. 347-373, 2012
Number of pages: 27 Posted: 18 Oct 2012
Marco Cornia, Kristopher Gerardi and Adam Hale Shapiro
affiliation not provided to SSRN, Federal Reserve Bank of Atlanta and Federal Reserve Bank of San Francisco
Downloads 1 (801,088)
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35.

Racial Differences in Mortgage Refinancing, Distress, and Housing Wealth Accumulation During Covid-19

Posted: 09 Jul 2021
Kristopher Gerardi, Lauren Lambie-Hanson and Paul Willen
Federal Reserve Bank of Atlanta, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Bank of Boston - Research Department

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36.

Unexpected Wealth Change and Mortgage Default: Evidence from the Shale Gas Boom

Posted: 20 Feb 2017
Lily Shen, Chris Cunningham and Kristopher Gerardi
Department of Finance, Clemson University, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Atlanta

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fracking, mortgage, default, gas, real estate, shale gas

37.

Identifying the Effect of Securitization on Foreclosure and Modification Rates Using Early Payment Defaults

Journal of Real Estate Finance and Economics, Vol. 49, No. 3, 2014
Posted: 03 Oct 2014
Manuel Adelino, Kristopher Gerardi and Paul Willen
Duke University, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston - Research Department

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Early payment default; Foreclosure; Mortgage; Securitization