Rodney Ramcharan

University of Southern California, Marshall School of Business

Associate Professor

2250 Alcazar Street

Los Angeles, CA 90089

United States

http://https://sites.google.com/site/rodneyramcharan/

SCHOLARLY PAPERS

41

DOWNLOADS
Rank 5,213

SSRN RANKINGS

Top 5,213

in Total Papers Downloads

10,503

SSRN CITATIONS
Rank 2,356

SSRN RANKINGS

Top 2,356

in Total Papers Citations

271

CROSSREF CITATIONS

293

Scholarly Papers (41)

1.

Crises and the Development of Economic Institutions: Some Microeconomic Evidence

American Economic Review, Forthcoming
Number of pages: 8 Posted: 08 Feb 2016
Raghuram G. Rajan and Rodney Ramcharan
University of Chicago - Booth School of Business and University of Southern California, Marshall School of Business
Downloads 1,413 (17,395)
Citation 1

Abstract:

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financial crises, banking

2.

Monetary Policy Pass-Through: Household Consumption and Voluntary Deleveraging

Columbia Business School Research Paper No. 14-24
Number of pages: 77 Posted: 03 Sep 2014 Last Revised: 05 Dec 2014
Marco Di Maggio, Amir Kermani and Rodney Ramcharan
Harvard Business School, University of California, Berkeley and University of Southern California, Marshall School of Business
Downloads 1,332 (18,966)
Citation 48

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Monetary policy, Household finance, Refinancing, Contract rigidities, Debt rigidity, MPC, deleveraging

3.

Financial Fire Sales: Evidence from Bank Failures

Number of pages: 58 Posted: 31 May 2017
Rodney Ramcharan and Raghuram G. Rajan
University of Southern California, Marshall School of Business and University of Chicago - Booth School of Business
Downloads 710 (46,402)

Abstract:

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Bank failures, liquidity, fire sales

4.

What Can International Cricket Teach Us About the Role of Luck in Labor Markets?

Number of pages: 30 Posted: 26 Sep 2009 Last Revised: 20 Apr 2010
Shekhar S. Aiyar and Rodney Ramcharan
International Monetary Fund (IMF) and University of Southern California, Marshall School of Business
Downloads 653 (51,828)
Citation 1

Abstract:

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luck, labor market

The Anatomy of a Credit Crisis: The Boom and Bust in Farm Land Prices in the United States in the 1920s

American Economic Review, Forthcoming, FEDS Working Paper No. 2012-62
Number of pages: 60 Posted: 30 Dec 2012 Last Revised: 20 Oct 2015
Raghuram G. Rajan and Rodney Ramcharan
University of Chicago - Booth School of Business and University of Southern California, Marshall School of Business
Downloads 529 (66,987)

Abstract:

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Consumer Credit, banking, land prices

The Anatomy of a Credit Crisis: The Boom and Bust in Farm Land Prices in the United States in the 1920s

Number of pages: 64 Posted: 28 Apr 2012 Last Revised: 07 Oct 2021
Raghuram G. Rajan and Rodney Ramcharan
University of Chicago - Booth School of Business and University of Southern California, Marshall School of Business
Downloads 33 (580,512)
Citation 16

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6.

Local Financial Capacity and Asset Values: Evidence from Bank Failures

Journal of Financial Economics (JFE), Forthcoming, FEDS Working Paper No. 2014-67
Number of pages: 64 Posted: 09 Oct 2014 Last Revised: 29 Jan 2015
Raghuram G. Rajan and Rodney Ramcharan
University of Chicago - Booth School of Business and University of Southern California, Marshall School of Business
Downloads 467 (78,860)
Citation 11

Abstract:

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Bank failures, liquidity, fire sales

From Wall Street to Main Street: The Impact of the Financial Crisis on Consumer Credit Supply

Journal of Finance, Forthcoming
Number of pages: 44 Posted: 28 Aug 2012 Last Revised: 15 Jan 2014
Rodney Ramcharan, Stephane Verani and Skander Van den Heuvel
University of Southern California, Marshall School of Business, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 298 (130,362)
Citation 18

Abstract:

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credit, crisis, banking

From Wall Street to Main Street: The Impact of the Financial Crisis on Consumer Credit Supply

Number of pages: 54 Posted: 04 Apr 2013
Rodney Ramcharan, Skander Van den Heuvel and Stephane Verani
University of Southern California, Marshall School of Business, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 86 (370,437)
Citation 2

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Asset backed securities, credit supply, credit unions

The Impact of Unconventional Monetary Policy on Firm Financing Constraints: Evidence from the Maturity Extension Program

Number of pages: 48 Posted: 14 Dec 2014 Last Revised: 16 Dec 2015
Nathan Foley-Fisher, Rodney Ramcharan and Edison G. Yu
Board of Governors of the Federal Reserve System, University of Southern California, Marshall School of Business and Federal Reserve Bank of Philadelphia
Downloads 202 (191,789)
Citation 3

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monetary policy, asset prices, external finance

The Impact of Unconventional Monetary Policy on Firm Financing Constraints: Evidence from the Maturity Extension Program

Number of pages: 48 Posted: 04 Apr 2016
Nathan Foley-Fisher, Rodney Ramcharan and Edison G. Yu
Board of Governors of the Federal Reserve System, University of Southern California, Marshall School of Business and Federal Reserve Bank of Philadelphia
Downloads 69 (421,319)
Citation 11

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unconventional monetary policy, firm‐financial constraints, bond markets

The Impact of Unconventional Monetary Policy on Firm Financing Constraints: Evidence from the Maturity Extension Program

Number of pages: 49 Posted: 05 Aug 2015
Nathan Foley-Fisher, Rodney Ramcharan and Edison G. Yu
Board of Governors of the Federal Reserve System, University of Southern California, Marshall School of Business and Federal Reserve Bank of Philadelphia
Downloads 35 (568,863)

Abstract:

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The Impact of Unconventional Monetary Policy on Firm Financing Constraints: Evidence from the Maturity Extension Program

Number of pages: 49 Posted: 20 Aug 2015
Nathan Foley-Fisher, Rodney Ramcharan and Edison G. Yu
Board of Governors of the Federal Reserve System, University of Southern California, Marshall School of Business and Federal Reserve Bank of Philadelphia
Downloads 35 (568,863)

Abstract:

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The Impact of Unconventional Monetary Policy on Firm Financing Constraints: Evidence from the Maturity Extension Program

Number of pages: 50 Posted: 15 Aug 2015
Nathan Foley-Fisher, Rodney Ramcharan and Edison G. Yu
Board of Governors of the Federal Reserve System, University of Southern California, Marshall School of Business and Federal Reserve Bank of Philadelphia
Downloads 21 (663,596)

Abstract:

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Quantitative Easing, Unconventional Monetary Policy, Preferred Habitat, Financial Constraints

The Effects of Competition in Consumer Credit Markets

Review of Financial Studies, Forthcoming
Number of pages: 57 Posted: 13 May 2018 Last Revised: 21 Jan 2020
Stefan Gissler, Rodney Ramcharan and Edison G. Yu
Board of Governors of the Federal Reserve System, University of Southern California, Marshall School of Business and Federal Reserve Bank of Philadelphia
Downloads 317 (121,907)
Citation 1

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Credit Union, Banking Competition, Consumer Credit, Shadow Banks

The Effects of Competition in Consumer Credit Markets

Number of pages: 63 Posted: 16 Nov 2018 Last Revised: 29 Apr 2020
Stefan Gissler, Rodney Ramcharan and Edison G. Yu
Board of Governors of the Federal Reserve System, University of Southern California, Marshall School of Business and Federal Reserve Bank of Philadelphia
Downloads 32 (586,400)
Citation 2

Abstract:

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credit policies, consumer credit

The Effects of Competition in Consumer Credit Market

Number of pages: 60 Posted: 27 Aug 2019 Last Revised: 18 Jul 2021
Stefan Gissler, Rodney Ramcharan and Edison G. Yu
Board of Governors of the Federal Reserve System, University of Southern California, Marshall School of Business and Federal Reserve Bank of Philadelphia
Downloads 10 (754,100)

Abstract:

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The Real Effects of Liquidity During the Financial Crisis: Evidence from Automobiles

Number of pages: 74 Posted: 18 Oct 2014 Last Revised: 08 Feb 2016
Efraim Benmelech, Ralf Meisenzahl and Rodney Ramcharan
Northwestern University - Kellogg School of Management, Federal Reserve Bank of Chicago and University of Southern California, Marshall School of Business
Downloads 332 (115,982)
Citation 3

Abstract:

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liquidity, crises, credit

The Real Effects of Liquidity During the Financial Crisis: Evidence from Automobiles

Number of pages: 75 Posted: 11 Apr 2016 Last Revised: 09 Jul 2021
Efraim Benmelech, Ralf Meisenzahl and Rodney Ramcharan
Northwestern University - Kellogg School of Management, Federal Reserve Bank of Chicago and University of Southern California, Marshall School of Business
Downloads 25 (633,223)
Citation 17

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Signaling Status: The Impact of Relative Income on Household Consumption and Financial Decisions

Management Science, Forthcoming
Number of pages: 44 Posted: 21 Jan 2020
Jesse Bricker, Jacob Krimmel and Rodney Ramcharan
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and University of Southern California, Marshall School of Business
Downloads 169 (224,730)
Citation 7

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Signaling Status: The Impact of Relative Income on Household Consumption and Financial Decisions

Number of pages: 50 Posted: 03 Oct 2014
Jesse Bricker, Rodney Ramcharan and Jacob Krimmel
Board of Governors of the Federal Reserve System, University of Southern California, Marshall School of Business and Board of Governors of the Federal Reserve System
Downloads 121 (294,040)
Citation 12

Abstract:

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Signaling, Household Finance

Constituencies and Legislation: The Fight Over the McFadden Act of 1927

Forthcoming Management Science , FEDS Working Paper No. 2012-61
Number of pages: 43 Posted: 30 Dec 2012 Last Revised: 20 Oct 2015
Raghuram G. Rajan and Rodney Ramcharan
University of Chicago - Booth School of Business and University of Southern California, Marshall School of Business
Downloads 156 (240,704)

Abstract:

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Competition, banking, legislation

Constituencies and Legislation: The Fight Over the McFadden Act of 1927

Chicago Working Paper No. 64, Chicago Booth Research Paper No. 11-21
Number of pages: 48 Posted: 21 Jul 2011 Last Revised: 23 Mar 2012
Raghuram G. Rajan and Rodney Ramcharan
University of Chicago - Booth School of Business and University of Southern California, Marshall School of Business
Downloads 95 (347,607)

Abstract:

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Bank branching, McFadden, political economy

Constituencies and Legislation: The Fight Over the Mcfadden Act of 1927

Number of pages: 43 Posted: 06 Aug 2011 Last Revised: 07 Mar 2021
Raghuram G. Rajan and Rodney Ramcharan
University of Chicago - Booth School of Business and University of Southern California, Marshall School of Business
Downloads 37 (557,563)
Citation 2

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Landed Interests and Financial Underdevelopment in the United States

Chicago GSB Research Paper No. 08-12, U of Chicago GSB Working Paper No. 21
Number of pages: 55 Posted: 11 Sep 2008
Raghuram G. Rajan and Rodney Ramcharan
University of Chicago - Booth School of Business and University of Southern California, Marshall School of Business
Downloads 222 (175,416)

Abstract:

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Landed Interests and Financial Underdevelopment in the United States

Number of pages: 54 Posted: 23 Sep 2008 Last Revised: 15 Sep 2021
Raghuram G. Rajan and Rodney Ramcharan
University of Chicago - Booth School of Business and University of Southern California, Marshall School of Business
Downloads 40 (541,599)

Abstract:

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14.

Inequality and Redistribution: Evidence from U.S. Counties and States, 1890-1930

Review of Economics and Statistics, Forthcoming
Number of pages: 61 Posted: 20 Jan 2009 Last Revised: 31 Jan 2009
Rodney Ramcharan
University of Southern California, Marshall School of Business
Downloads 240 (163,100)
Citation 9

Abstract:

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Inequality, Redistribution

15.

Financing Capacity and Fire Sales: Evidence from Bank Failures

Number of pages: 44 Posted: 19 Nov 2013
Raghuram G. Rajan and Rodney Ramcharan
University of Chicago - Booth School of Business and University of Southern California, Marshall School of Business
Downloads 235 (166,463)
Citation 2

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16.

Does Economic Diversification Lead to Financial Development?: Evidence from Topography

Number of pages: 45 Posted: 23 Mar 2006
Rodney Ramcharan
University of Southern California, Marshall School of Business
Downloads 197 (196,378)

Abstract:

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Financial development, diversification, geography

Household Credit and Local Economic Uncertainty

Number of pages: 44 Posted: 27 Jun 2017
Marco Di Maggio, Amir Kermani, Rodney Ramcharan and Edison G. Yu
Harvard Business School, University of California, Berkeley, University of Southern California, Marshall School of Business and Federal Reserve Bank of Philadelphia
Downloads 117 (301,242)

Abstract:

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Household Credit and Local Economic Uncertainty

Number of pages: 45 Posted: 04 Aug 2017
Marco Di Maggio, Amir Kermani, Rodney Ramcharan and Edison G. Yu
Harvard Business School, University of California, Berkeley, University of Southern California, Marshall School of Business and Federal Reserve Bank of Philadelphia
Downloads 79 (390,040)

Abstract:

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consumer credit, mortgages, credit cards, lending practices

18.

The FOMC Cycle and Consumer Decision Making: Evidence from the Residential Housing Market

USC Marshall School of Business Research Paper Sponsored by iORB, No. Forthcoming
Number of pages: 60 Posted: 07 May 2019 Last Revised: 19 Feb 2021
Marco Giacoletti, Rodney Ramcharan and Edison G. Yu
Marshall School of Business, University of Southern California, Marshall School of Business and Federal Reserve Bank of Philadelphia
Downloads 182 (210,761)

Abstract:

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Monetary Policy, FOMC, Uncertainty, Housing Market, Mortgage Application

19.

House Prices and Household Credit Access Evidence from Prosper.Com

Number of pages: 32 Posted: 02 Feb 2009
Rodney Ramcharan
University of Southern California, Marshall School of Business
Downloads 179 (213,859)
Citation 1

Abstract:

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House prices, Counsumer finance

20.

Bank Balance Sheets and Liquidation Values: Evidence from Real Estate Collateral

Review of Financial Studies (2017)
Number of pages: 57 Posted: 23 Oct 2017 Last Revised: 20 Apr 2019
Rodney Ramcharan
University of Southern California, Marshall School of Business
Downloads 173 (220,111)
Citation 8

Abstract:

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Financial Crises, Asset Prices, Banks

21.

The Real Effects of Bank Branching: Evidence from India

University of Miami Business School Research Paper No. 3805031
Number of pages: 51 Posted: 17 Mar 2021
University of Miami, Indian School of Business and University of Southern California, Marshall School of Business
Downloads 149 (250,805)

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Capital misallocation, bank branching, competition, India

22.

The Link Between the Economic Structure and Financial Development

B.E. Journal of Macroeconomics, Vol. 10, No. 1, 2010
Number of pages: 37 Posted: 24 Jun 2010 Last Revised: 30 Jul 2010
Rodney Ramcharan
University of Southern California, Marshall School of Business
Downloads 139 (263,693)

Abstract:

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Financial Development, Economic Structure

Why an Economic Core: Domestic Transport Costs

Journal of Economic Geography, Forthcoming
Number of pages: 32 Posted: 31 Jan 2009 Last Revised: 25 Feb 2009
Rodney Ramcharan
University of Southern California, Marshall School of Business
Downloads 134 (272,411)
Citation 1

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Spatial Concentration, Domestic Transport Costs

Why an Economic Core: Domestic Transport Costs

Journal of Economic Geography, Vol. 9, Issue 4, pp. 559-581, 2009
Posted: 22 Jun 2009
Rodney Ramcharan
University of Southern California, Marshall School of Business

Abstract:

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spatial concentration, domestic transport costs

24.

Does the Exchange Rate Regime Matter for Real Shocks? Evidence from Windstorms and Earthquakes

Journal of International Economics, Vol. 73, No. 1, 2007
Number of pages: 34 Posted: 29 Jan 2009 Last Revised: 14 Dec 2013
Rodney Ramcharan
University of Southern California, Marshall School of Business
Downloads 116 (301,634)
Citation 2

Abstract:

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Exchange Rates, Economic Adjustment, Shocks

25.

Quantitative Easing, Bank Lending, and Competition

Number of pages: 54 Posted: 15 Mar 2021 Last Revised: 12 May 2021
Andrea Orame, Rodney Ramcharan and Roberto Robatto
Bank of Italy, University of Southern California, Marshall School of Business and University of Wisconsin - Madison
Downloads 108 (319,143)

Abstract:

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Quantitative easing, bank lending, liquidity, substituion, monetary policy

The Pass-Through of Uncertainty Shocks to Households

Number of pages: 24 Posted: 18 Sep 2020
Harvard Business School, University of California, Berkeley, University of Southern California, Marshall School of Business, Georgia State University - J. Mack Robinson College of Business and Federal Reserve Bank of Philadelphia
Downloads 103 (329,615)

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Employment Risk, Consumption, Insurance

The Pass-Through of Uncertainty Shocks to Households

Number of pages: 25 Posted: 10 Aug 2020 Last Revised: 22 Nov 2021
Harvard Business School, University of California, Berkeley, University of Southern California, Marshall School of Business, Georgia State University - J. Mack Robinson College of Business and Federal Reserve Bank of Philadelphia
Downloads 4 (805,406)
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The Impact of House Prices on Consumer Credit: Evidence from an Internet Bank

Journal of Money, Credit, and Banking, Forthcoming
Number of pages: 60 Posted: 12 Aug 2012 Last Revised: 24 Aug 2012
Rodney Ramcharan and Christopher Crowe
University of Southern California, Marshall School of Business and International Monetary Fund (IMF)
Downloads 73 (408,284)

Abstract:

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consumer credit, banking, house prices

The Impact of House Prices on Consumer Credit: Evidence from an Internet Bank

Number of pages: 43 Posted: 27 Dec 2012
Rodney Ramcharan and Christopher Crowe
University of Southern California, Marshall School of Business and International Monetary Fund (IMF)
Downloads 34 (574,607)
Citation 12

Abstract:

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Consumer Credit, Banking, House Prices

28.

Migration and Human Capital Formation: Theory and Evidence from the U.S. High School Movement

Number of pages: 40 Posted: 01 Feb 2006
Rodney Ramcharan
University of Southern California, Marshall School of Business
Downloads 95 (344,960)
Citation 2

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factor movements, human capital formation

29.

How Big are the Benefits of Economic Diversification? Evidence from Earthquakes

Number of pages: 33 Posted: 11 Jan 2006
Rodney Ramcharan
University of Southern California, Marshall School of Business
Downloads 95 (344,960)

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Risk, diversification, consumption

30.

Land and Credit: A Study of the Political Economy of Banking in the United States in the Early 20th Century

Number of pages: 50 Posted: 20 Jun 2009 Last Revised: 19 Sep 2021
Raghuram G. Rajan and Rodney Ramcharan
University of Chicago - Booth School of Business and University of Southern California, Marshall School of Business
Downloads 92 (352,043)
Citation 5

Abstract:

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31.

How Does Conditional Aid (Not) Work?

Number of pages: 26 Posted: 01 Feb 2006
Rodney Ramcharan
University of Southern California, Marshall School of Business
Downloads 86 (367,129)

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conditionality, policy reform

32.

Money, Meat, and Inflation: Using Price Data to Understand an Export Shock in Sudan

Number of pages: 40 Posted: 30 Jan 2006
Rodney Ramcharan
University of Southern California, Marshall School of Business
Downloads 78 (388,957)

Abstract:

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Inflation, Exchange Rate, Livestock, Money

33.

The Collateral Effects of Information in Auctions

Number of pages: 49 Posted: 01 Mar 2020 Last Revised: 29 May 2020
Rodney Ramcharan
University of Southern California, Marshall School of Business
Downloads 59 (450,617)
Citation 1

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auctions, information, real estate,

34.

Cataclysms and Currencies: Does the Exchange Rate Regime Matter for Real Shocks?

Number of pages: 36 Posted: 03 Mar 2006
Rodney Ramcharan
University of Southern California, Marshall School of Business
Downloads 54 (469,406)

Abstract:

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Exchange rate, investment, shocks

35.

Reputation, Debt, and Policy Conditionality

Number of pages: 25 Posted: 06 Feb 2006
Rodney Ramcharan
University of Southern California, Marshall School of Business
Downloads 49 (489,676)

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Economic reform, IMF lending

36.

Columbia or High School? Understanding the Roles of Education in Development

Number of pages: 43 Posted: 29 Jan 2006
Rodney Ramcharan
University of Southern California, Marshall School of Business
Downloads 49 (489,676)

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education, development, growth

How Banks Respond to Distress: Shifting Risks in Europe’s Banking Union

Number of pages: 44 Posted: 18 Feb 2020
Mark Mink, Rodney Ramcharan and Iman van Lelyveld
De Nederlandsche Bank (DNB), University of Southern California, Marshall School of Business and De Nederlandsche Bank
Downloads 40 (541,599)

Abstract:

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banks; asset prices; regulation

How Banks Respond to Distress: Shifting Risks in Europe’s Banking Union

Tinbergen Institute Discussion Paper 2020-006/IV
Number of pages: 47 Posted: 05 Mar 2020
Mark Mink, Rodney Ramcharan and Iman van Lelyveld
De Nederlandsche Bank (DNB), University of Southern California, Marshall School of Business and De Nederlandsche Bank
Downloads 8 (771,326)

Abstract:

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bank capital, portfolio allocation, risk shifting, SSM

38.

What Can International Cricket Teach Us About the Role of Luck in Labor Markets?

Number of pages: 30 Posted: 01 Feb 2011
Shekhar S. Aiyar and Rodney Ramcharan
International Monetary Fund (IMF) and University of Southern California, Marshall School of Business
Downloads 36 (550,560)

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Cross country analysis, Global competitiveness, Labor markets

39.

How banks respond to distress: Shifting risks in Europe's banking union

De Nederlandsche Bank Working Paper No. 669, January 2020
Number of pages: 48 Posted: 05 Feb 2020 Last Revised: 15 Jul 2020
Mark Mink, Rodney Ramcharan and Iman van Lelyveld
De Nederlandsche Bank (DNB), University of Southern California, Marshall School of Business and De Nederlandsche Bank
Downloads 29 (589,473)
Citation 1

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Bank capital, portfolio allocation, risk shifting, SSM

40.

Monetary Policy, Business Liquidity and Survival: Evidence from the Refinancing Channel

Number of pages: 52 Posted: 16 Nov 2021 Last Revised: 29 Nov 2021
Haoyang Liu, Rodney Ramcharan and Dean Parker
Federal Reserve Bank of New York, University of Southern California, Marshall School of Business and Federal Reserve Bank of New York
Downloads 17 (678,910)

Abstract:

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monetary policy, liqudity, refinancing, small businesses

41.

Constituencies and Legislation: The Fight Over the Mcfadden Act of 1927

Number of pages: 47 Posted: 02 Jun 2017
Rodney Ramcharan and Rajan Raghuram
University of Southern California, Marshall School of Business and affiliation not provided to SSRN
Downloads 15 (686,453)

Abstract:

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