Fintech and the Future of Financial Services: What are the Research Gaps?
41 Pages Posted: 7 Aug 2018
Date Written: July 5, 2018
New financial technologies (FinTech) have erupted around the world. Consequently, there has been a considerable increase in academic literature on FinTech over the last five years. Research tends to be scantily connected with no coherent research agenda. Signi - cant research gaps and important questions remain. There is much work to be done before this area becomes an established academic discipline. This paper offers coherent research themes formulated through focus group meetings with policymakers and academics, and also based on a critical assessment of the literature. We outline seven key research gaps with questions that could form the basis of academic study. If these are addressed it would help this area become an established academic discipline.
Keywords: FinTech, Industrial Structure, Customer Benets, Barriers, Vulnerable Customers, Identity, Cyber Security, AI, Financial Stability, Financial Regulation, Cryptocurrencies, Payments, Business Models, Bitcoin, Blockchain
Suggested Citation: Suggested Citation