Banking Regulation's Illusive Quest

7 Pages Posted: 6 Apr 2007

See all articles by Peter J. Wallison

Peter J. Wallison

American Enterprise Institute (AEI)


Jonathan Macey's recent article "Commercial Banking and Democracy: The Illusive Quest for Deregulation" offers such a problematic argument for banking regulation that it implies such regulation is losing its intellectual foundation.

Keywords: Banking Regulation's Illusive Quest, banking, deregulation, Jonathan Macey, bank regulation, federal fslic insurance, S&L charter, EPA clarification, fleet factors, federal-state relations, deposit insurance, moral hazard, market discipline, bank risk-taking, FDIC

JEL Classification: D40, E47, E49, E50, E51, E52, E53, E58, E59, E62

Suggested Citation

Wallison, Peter J., Banking Regulation's Illusive Quest. Regulation, Vol. 30, No. 1, pp. 18-24, Spring 2007, Available at SSRN:

Peter J. Wallison (Contact Author)

American Enterprise Institute (AEI) ( email )

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